Page 20 - HM Benefits Guide 2019 National
P. 20

Disability Insurance







                If you’re unable to work due to a disability, our plans will work together to provide you with a source
                of income. Disability insurance provides benefits that replace part of your lost income when you
                become unable to work due to a covered injury or illness.



                MetLife | Short Term Disability                       Short Term Disability       Benefit
                You will be auto-enrolled in this plan at          Benefit Percentage              60%
                NO COST to you                                     Weekly Benefit Maximum         $2,308
                Our Short Term Disability (STD) insurance will pay
                you while you’re unable to work due to an accident,   When Benefits Begin          Day 8
                sickness, or pregnancy.                            Maximum Benefit Duration      12 Weeks




                MetLife | Long Term Disability                         Long Term Disability       Benefit
                You will be auto-enrolled in this plan at          Benefit Percentage              60%
                NO COST to you                                     Monthly Benefit Maximum       $15,000
                If you become disabled for an extended period
                of time, you will be paid through our Long Term    When Benefits Begin            Day 91
                Disability plan.                                   Maximum Benefit Duration      To Age 65











































              20
              20
   15   16   17   18   19   20   21   22   23   24   25