Page 16 - KNCH Benefits Guide 2019
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VALUE ADDED PROGRAMS




          CIGNA | VALUE ADDED PROGRAMS INCLUDED IN YOUR COVERAGE
          Available in all states:

          Accelerated Death Benefit
          If you are terminally ill, the Accelerated Death Benefit provides you with up to 75% of your life insurance before your death.

          Identity Theft
          Provides identity theft prevention and resolution services, including access to personal case managers who provide assistance
          and guidance as well as education and tools to help prevent identity theft in the future.
          (888) 226-4567 U.S.  (202) 331-7635 outside U.S.

          CignaWillCenter.com
          The Cigna Will Center is an easy to use online tool with access to state-specific legal documentation for wills and powers of
          attorney, and valuable resources for estate and funeral planning.  Visit www.cignawillcenter.com

          Healthy Rewards®
          Cigna Health Rewards includes discount offers on many programs and services designed to help you and your family enhance
          your health and wellness.  The program provides access to discounted products and services that normally may not be covered
          by insurance, but can still be important components to maintaining physical, mental and emotional health such as weight
          management and nutrition, vision and hearing care, fitness memberships, vitamins, health and wellness products.
          https://www.cigna.com/sites/cignaps-healthy-rewards/login.html  (password: savings) or call (800) 258-3312

          Cigna Health Advocacy Services
          Provides you and your family (including spouse/domestic partner, dependent children, parents, and parents-in-law) access to
          expert assistance with a wide range of healthcare and health insurance challenges such as finding the right doctor, clarifying
          benefits, assisting with denials of claims, sorting through medical bills and negotiating payment arrangements. The vendor for
          these services is Health Advocate, Inc.™ - a leading national health assistance and support company.   Personal Health Advocates
          are available Monday through Friday 8am—9pm ET at (866) 799-2725 www.healthadvocate.com/members

          Cignasurrance®
          If the unexpected happens, the Cignaassurance Program  provides beneficiaries access to a free, interest-bearing account for
          claim payments of $5,000 or more, and support from expert resources in financial, legal, and behavioral health services.

          Cigna Secure Travel®
          Provides pre-trip planning, assistance while traveling, and unlimited medical evacuation and repatriation benefits when traveling
          100 miles or more from home.  (888) 226-4567 In U.S.  (202) 331-7635  outside U.S.

          My Secure Advantage ™
          To help you deal with financial challenges during long-term disability, Cigna provides you (and their household members) with a
          financial wellness program with access to expert “money coaching” for all types of financial challenges.

          Cigna Life Assistance Program
          The  Cigna  Life  Assistance  Program  provides  you  and  your  household  members  with  free,  confidential  assistance  to  help  with
          personal or professional problems that may interfere with work or family responsibilities and obligations. This plan offers support
          and resources, whether your issues are parenting, work situations, a troubled relationship, substance abuse or even for community
          resources for things such as elder, child, or pet care.

          Services are available 24 hours a day, 7 days a week via a toll-free (800) 538-3543 or visit www.cignabehavioral.com/cgi








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