Page 7 - Puma EE Guide 01-19 - Digital Guide
P. 7

MEDICAL INSURANCE





                                       CA ONLY                 NATIONAL                       NON-CA ONLY
                                     ANTHEM                   ANTHEM                           ANTHEM
                                        HMO                      PPO                           BCE PPO
          Network                    In-Network       In-Network     Non-Network       In-Network     Non-Network
          HEALTH BENEFITS
          Lifetime Maximum            Unlimited                Unlimited                        Unlimited
          Annual Deductible
             Individual                 None                     $250                     $250           $3,000
             Family                     None                     $750                     $750          $9,000
          Coinsurance (Plan Pays)       100%              80%            60%              90%             50%
          Physician Office Visit
             PCP                     $20 Copay         $20 Copay       Ded, 60%        $25 Copay       Ded, 50%
             Specialist              $40 Copay         $20 Copay       Ded, 60%        $50 Copay       Ded, 50%
          Out-of-Pocket Maximum
             Individual                $2,000           $3,500          $10,500          $3,500         $9,000
             Family                    $4,000           $7,000          $21,000          $7,000         $18,000
          Hospitalization
             Inpatient               $250 Copay        Ded, 80%        Ded, 60%         Ded, 90%       Ded, 50%
             Outpatient Surgery      $125 Copay        Ded, 80%        Ded, 60%         Ded, 90%       Ded, 50%
          Emergency Services         $100 Copay          $100 Copay, Ded, 80%            $150 Copay, Ded, 90%
          Urgent Care                $20 Copay         $20 Copay       Ded, 60%        $25 Copay       Ded, 50%
          Lab & X-ray                100%, $100        Ded, 80%        Ded, 60%         Ded, 90%       Ded, 50%
                                      Complex
          LiveHealth Online          $49 Copay                 $10 Copay                       $10 Copay
          Preventive Care               100%             100%          Ded, 60%           100%         Ded, 50%
          Acupuncture                $20 Copay         $20 Copay       Ded, 60%        $25 Copay       Ded, 50%
                                                             20 Visits/Year                  20 Visits/Year
          Chiropractic               $20 Copay         $20 Copay       Ded, 60%        $50 Copay       Ded, 50%
                                    30 Visits/Year           30 Visits/Year                  30 Visits/Year
          PHARMACY BENEFITS
          Annual Deductible             None             None            None             None           None
          Retail Pharmacy
             Tier 1a                  $5 Copay         $5 Copay                         $5 Copay
             Tier 1b                  $15 Copay        $15 Copay        50% of         $15 Copay         50% of
             Tier 2                  $30 Copay        $30 Copay       Coinsurance      $30 Copay       Coinsurance
             Tier 3                  $50 Copay        $50 Copay                        $50 Copay
             Tier 4                 30% Max $250     30% Max $250                     30% Max $250
             Supply Limit              30 Days          30 Days                         30 Days
          Mail Order Pharmacy
             Tier 1a                $12.50 Copay     $12.50 Copay    Not Covered      $12.50 Copay    Not Covered
             Tier 1b                $37.50 Copay     $37.50 Copay    Not Covered      $37.50 Copay    Not Covered
             Tier 2                  $90 Copay        $90 Copay      Not Covered       $90 Copay      Not Covered
             Tier 3                  $150 Copay       $150 Copay     Not Covered       $150 Copay     Not Covered
             Tier 4                 30% Max $250     30% Max $250    Not Covered      30% Max $250    Not Covered
            Supply Limit               90 Days          90 Days           N/A           90 Days           N/A

                                                                                                            Page 7
   2   3   4   5   6   7   8   9   10   11   12