Page 3 - Milani EE Benefits Booklet.pub
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ENROLLMENT INFORMATION
WHO MAY ENROLL CHANGES TO ENROLLMENT
If you are a regular full‐time employee working at least 30 hours Our benefit plans are effective February 1st through January 31st.
per week, you and your eligible dependents may participate in There is an annual open enrollment period each year, during which
Milani’s benefits program. you can make new benefit elections for the following February 1st
effective date. Once you make your benefit elections, you cannot
Your eligible dependents include: change them throughout the year unless you experience a
Legally married spouse qualifying event as defined by the IRS.
Registered domestic partner
Children under the age of 26, regardless of student or marital Examples include, but are not limited to the following:
status Marriage, divorce, legal separation or annulment
Birth or adoption of a child
WHEN YOU CAN ENROLL A qualified medical child support order
As an eligible employee, you may enroll at the following times: Death of a spouse or child
As a new hire, you may participate in the company’s benefits A change in your dependent’s eligibility status
program on the first day of the month following date of hire. Loss of coverage from another health plan
As a new hire, you may participate in the company’s 401(k) Change in your residence or workplace (if your benefit options
Retirement Savings Program on the first day of the month change)
following the completion of 3 months of full‐time Loss of coverage through Medicaid or Children’s Health
employment. Please note, you must be at least 18 years of age Insurance Program (CHIP)
to participate in the plan. Becoming eligible for a state’s premium assistance program
Each year, during open enrollment. under Medicaid or CHIP
Within 30 days of a qualifying event as defined by the IRS (see
Changes To Enrollment below). Coverage for a new dependent is not automatic. If you experience
You may enroll in Voluntary Life and AD&D insurance at any a qualifying event, you have 30 days to update your coverage. You
time, subject to proof of good health and carrier approval. may log in to EaseCentral to update your dependent information
as needed. If you do not update your coverage within 30 days of
the qualifying event, you must wait until the next annual open
enrollment period to update your coverage.
PAYING FOR YOUR COVERAGE
The Basic Life and AD&D, Short Term Disability (for non-CA employees), Long Term Disability, Employee Assistance Program, and Travel
Assistance Plan benefits are provided at no cost to you and are funded entirely by Milani. You and the company share in the cost of the
Medical, Dental, and Vision benefits you elect. Any Voluntary Life and AD&D, Short Term Disability (for CA employees), Flexible Spending
Accounts, Commuter, and Pet Insurance benefits you elect will be paid by you at discounted group rates.
Your Medical, Dental, and Vision contributions are deducted before taxes are withheld, which saves you tax dollars. Paying for benefits
before‐tax means that your share of the costs are deducted before taxes are determined, resulting in more take‐home pay for you. As a
result, the IRS requires that your elections remain in effect for the entire year. You cannot drop or change coverage unless you experience
a qualifying event.
ANTHEM BLUE CROSS RESOURCES
Take advantage of the online resources available through Anthem Blue Cross. You can locate network
providers, manage your claims, obtain health and wellness information, and much more!
Go to www.anthem.com/ca for more information.
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