Page 22 - Volcom Benefit Summary 2019 Texas

SUPPLEMENTAL

BENEFITS

You may purchase individual policies from Unum and Cancer Guardian at discounted group rates. These policies offer
direct-to-the-policyholder cash payouts to help cover what other insurance doesn’t. Should you elect these plans, your
premiums will be taken through payroll deductions on a pre-tax basis.

Unum Voluntary Accident Off-Job
Accident insurance provides a lump-sum benefit to you, your spouse, or children after a covered injury or accident.

Unum Critical Illness (including Cancer)
This plan pays a lump sum benefit to you, your spouse, or children at the diagnosis of a covered critical illness. You can
choose to purchase $5,000 to $50,000 of coverage, and you can use your benefit payments any way you see fit.

Unum Individual Short Term Disability
Short Term Disability can pay you a percentage of your monthly salary if you become injured or ill due to a covered off-the-
job disability or covered pregnancy.

Unum Whole Life Insurance
Whole Life Insurance is offered to you, your spouse, and children. In addition to a death benefit, this plan provides a living
benefit that you can use during times of need. Unlike our company-provided Term Life insurance, you can keep your Whole
LIfe coverage if you leave the company or retire.

Cancer Guardian
Identify your genetic risk in advance and address the challenges presented when dealing with cancer.

Cancer Support Specialists Advanced DNA Testing Medical Records Platform
The Cancer Information Line is Receive immediate access to a Provides access to a secure cloud
available to you and your immediate Hereditary Screening to provide based solution for storing and
family members to provide insight into your genetic risk for transmitting medical records for any
personalized support hereditary cancers. If you are condition, at any time.
diagnosed with cancer, you’ll have
access to Advanced DNA testing of
the cancer to help your doctor identify
the most effective treatment options.

FOR MORE INFORMATION:
• Unum: Go to www.unum.com or call (866) 592-1979.
• Cancer Guardian: Go to www.cancerguardian.com, call (855) 926-2374, or email
clientservices@cancerguardian.com.

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