Page 2 - California Steel EE Guide 01-2020
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Welcome to California Steel Industries!

                             This guide provides a summary of your benefit options and is designed to help you
                             make choices and enroll for coverage. If you would like more information about
                             any  of  the  benefits  described  here,  please  contact  the  Human  Resources
                             Department.



                             Contents

                             Important Information
                                The Affordable Care Act and You …………………………………………………………...  3
                                Annual Notices ……………………………………………………………………………………….  3
                             Enrollment Information …………………………………………………………………………..  4

                             Medical Insurance and Prescription Drugs
                                Medical Plan Options …………………………………………………………………………….  5
                                How the Health Savings Account (HSA) Works ……………………………………...  7
                                Anthem’s LiveHealth Online …………………………………………………………………..  8
                                Tips for Using Your Medical and Prescription Drug Benefits …………………..  9
                             Dental Insurance
                                Dental Plan …………………………………………………………………………………………….  11
                                Tips for Using Your Dental Benefits ………………………………………………………..  11

                             Vision Insurance ………………………………………………………………………………………  12
                             Employee Assistance Program …………………………………………………………………  12

                             Life and AD&D Insurance
                                Basic Life and AD&D Insurance ……………………………………………………………...  13
                                Supplemental Life Insurance ………………………………………………………………...  13
                                Voluntary AD&D Insurance ……………………………………………………………………  13

                             Disability Insurance
                                California State Disability ……………………………………………………………………….  14
                                Short Term Disability Insurance ……………………………………………………………..  14
                                Long Term Disability Insurance ………………………………………………………………  14

                             Value-Added Programs
                                Travel Assistance Program ……………………………………………………………………..  14
                                Bereavement Support Services ………………………………………………………………  14
                             Flexible Spending Accounts
                                Health Care Spending Account (HCSA) …………………………………………………..  15
                                Dependent Care Spending Account (DCAP) ……………………………………………  15

                             Retirement Benefits
                                401(k) Savings Plan ………………………………………………………………………………..  16
                                529 College Savings Plan ………………………………………………………………………..  16
                                CSI Profit Sharing Plan ……………………………………………………………………………  16
                                CSI Plus Profit Sharing Plan …………………………………………………………………….  16

                             Paid Time Off
                                Paid Personal Leave ……………………………………………………………………………….  16
                                Holidays ………………………………………………………………………………………………...  16
                             Company Perks ………………………………………………………………………………………..  17
                             Resources and Contacts …………………………………………………………………………..  18

                             Employee Contributions …………………………………………………………………………..  19
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