Page 25 - QSC Benefits Guide 7-17 CALIFORNIA A
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YOUR COST FOR COVERAGE - PER PAYCHECK




         This chart compares the per paycheck contributions for our Employee Benefit plans. Your cost for coverage will vary depending
         on the options and level of coverage you choose.



          Medical Option 1 - HMO Select Narrow Network - Cigna

                                      Non-Tobacco        Non-Tobacco with         Tobacco            Tobacco with
                                        Standard         Biometric Screening      Standard        Biometric Screening
         Employee Only                   $40.00               $30.00              $85.00               $55.00
         Employee + Spouse               $135.00              $115.00             $180.00              $140.00
         Employee + Child(ren)           $95.00               $75.00              $140.00              $100.00
         Employee + Family               $170.00             $150.00              $215.00              $175.00


          Medical Option 2 - HMO Full Network - Cigna

                                      Non-Tobacco        Non-Tobacco with         Tobacco            Tobacco with
                                        Standard         Biometric Screening      Standard        Biometric Screening
         Employee Only                   $65.00               $55.00              $110.00              $80.00
         Employee + Spouse               $165.00             $140.00              $210.00              $165.00
         Employee + Child(ren)           $120.00             $100.00              $165.00              $125.00
         Employee + Family              $205.00              $175.00              $250.00             $200.00


         Medical Option 3 - OAP PPO - Cigna
                                      Non-Tobacco        Non-Tobacco with         Tobacco            Tobacco with
                                        Standard         Biometric Screening      Standard        Biometric Screening
         Employee Only                   $90.00               $65.00              $135.00              $90.00
         Employee + Spouse               $215.00             $170.00              $260.00              $195.00
         Employee + Child(ren)           $170.00             $130.00              $215.00              $155.00
         Employee + Family              $290.00              $210.00              $335.00              $235.00


         Medical Option 4 - Choice Fund OAP HSA PPO - Cigna
                                      Non-Tobacco        Non-Tobacco with         Tobacco            Tobacco with
                                        Standard         Biometric Screening      Standard        Biometric Screening
         Employee Only                   $55.00               $40.00              $100.00              $65.00
         Employee + Spouse               $165.00             $130.00              $210.00              $155.00
         Employee + Child(ren)           $110.00              $95.00              $155.00              $120.00
         Employee + Family               $210.00             $175.00              $255.00             $200.00



         Note
         You have the option for your Medical, HSA, Vision, Dental and Flexible Spending Account premiums to be deducted from
         your paycheck on a pre-tax or post-tax basis. If you elect pre-tax, your premiums will be deducted from your paycheck
         before federal (and in some cases, state) income and Social Security taxes are deducted, thereby lowering your taxes and
         increasing the amount of your take-home pay.




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