Page 8 - QSC Benefits Guide 7-17 CALIFORNIA A
P. 8

MEDICAL INSURANCE




                                                                                                    Cigna
                                                            Plan Features                    Options 1 &2 HMO
                                                                                            So CA Select Network
                                                            Network Name                       OR So CA HMO
                                                            HEALTH BENEFITS                        You Pay
                 FINDING A MEDICAL                          Lifetime Maximum                      Unlimited
                       PROVIDER:                            Annual Deductible

                                                              Individual                            None
          Go to www.cigna.com or call (800) 244-6224          Family                                None
          to find a provider near you. Option 1 HMO         Coinsurance                              0%
          participants should refer to the “Southern CA
          Select (St Joseph Hoag Health Select Plan,        Physician Office Visit
          Scripps Select Plan, HealthCare Partners Select     Primary Care Physician              $15 Copay
          Plan)” plan, Option 2 HMO participants should       Specialist                          $30 Copay
          refer to the “CIGNA HealthCare of California,     Out-of-Pocket Maximum
          Inc. - So. CA HMO/Network” plan and PPO/            Individual                            $1,500
          HSA PPO participants should refer to the “Open      Family                               $3,000
          Access Plus, OA plus, Choice Fund OA Plus”        Hospitalization
          plan when prompted.                                 Inpatient                          $250 Copay
                                                              Outpatient Surgery                  $30 Copay
                                                            Emergency Services                   $150 Copay
                                                            Urgent Care                           $35 Copay
        Summary of Benefits and
        Coverage (SBC)                                      Acupuncture                        $15 / $30 Copay
        Health insurance issuers and group health plans are                                      12 Visits/Year
        required to provide you with an easy-to understand   Preventive Care                         0%
        summary about your health plan’s benefits and
        coverage, referred to as a Summary of Benefits and   Mental Disorders and
        Coverage (SBC). This Employee Benefit Guide is      Substance Abuse
        designed to help you compare the plan options         Inpatient                          $250 Copay
        offered by QSC. Please refer to the SBC and carrier   Outpatient                          $30 Copay
        contracts provided by Cigna for additional plan
        details.                                            PHARMACY BENEFITS                      You Pay

                                                            Pharmacy Deductible                     None
                                                            Retail Pharmacy
                                                              Generic Formulary                   $10 Copay
                                                              Brand Name Formulary                $20 Copay
                                                              Non-Formulary                       $40 Copay
                                                              Supply Limit                         30 Days
                                                            Mail Order Pharmacy
                                                              Generic Formulary                   $20 Copay
                                                              Brand Name Formulary                $40 Copay
                                                              Non-Formulary                       $80 Copay
                                                              Supply Limit                         90 Days



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