Page 23 - Realty One Benefits Guide CA

EMPLOYEE ASSISTANCE PROGRAM BASIC LIFE AND AD&D

The Employee Assistance Program (EAP) through MetLife Life insurance protects your family or other beneficiaries in the
provides employees and their household members with free, event of your death while you are still actively employed with
confidential assistance to help with personal or professional the company. Realty ONE Group pays for coverage, offered
problems that may interfere with work or family responsibilities through MetLife, in the amount of $100,000. If your death
and obligations. Services are available 24 hours a day, 7 days is due to a covered accident or injury, your beneficiary will
a week via a toll-free nationwide number. Employees and their receive an additional amount through Accidental Death and
household members can receive up to 3 counseling sessions Dismemberment (AD&D) coverage.
per incident, per member, per year.
Consider updating your beneficiary designation if you have
To access EAP benefits, go to www.metlifeeap.com (User Name: experienced a life changing event such as marriage, divorce, the
MetLife2-3 | Password: guest) or you may call (844) 7-METLIFE birth of children, etc. You may login to PlanSource to download
to be immediately connected to an EAP counselor. a copy of the beneficiary designation form as needed. Plan
Source login information is located on page 11 of this guide.

SHORT TERM DISABILITY LONG TERM DISABILITY /EMPLOYER-PAID BENEFITS

Realty ONE Group offers you Short Term Disability (STD) income Realty ONE Group offers you Long Term Disability (LTD) income
replacement if you are disabled due to accident, sickness or replacement if you are disabled for an extended period of
pregnancy, through MetLife. If you experience a temporary time, through MetLife. If you become totally and permanently
disability, benefits begin 7 days after the start of your accident, disabled, benefits begin 180 days after the start of your illness or
sickness or pregnancy. Short Term Disability works with state injury. Long Term Disability works with state disability programs,
disability programs, Social Security, and any other group disability Social Security, and any other group disability coverage, to
coverage, to provide you with a combined monthly benefit equal provide you with a combined monthly benefit equal to 60% of
to 60% of your pre-disability earnings to a maximum benefit your pre-disability earnings to a maximum benefit of $10,000
of $1,500 per week. per month.

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