Page 13 - Lyon Benefits Guide 01-18 CA - FINAL
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[EMPLOYEE BENEFITS]





 MEDICAL - HMO OPTIONS  MEDICAL - PPO OPTIONS






 UNITED HEALTHCARE  UNITED HEALTHCARE         UNITED HEALTHCARE                       UNITED HEALTHCARE
 SELECT NETWORK HMO  FULL NETWORK HMO                  PPO                              HDHP WITH HSA
 Network Name  Signature Value Advantage  Signature Value  Network Name  Select Plus  Non-Network  Select Plus  Non-Network
 (Smaller Network of Providers)  (Larger Network of Providers)
 HEALTH BENEFITS  HEALTH BENEFITS
 Lifetime Maximum  Unlimited  Unlimited  Lifetime Maximum  Unlimited                        Unlimited
 Annual Deductible  Annual Deductible
 •   Individual  None  None  •   Individual  $500               $1,000               $1,500            $3,500
 •   Family  None  None  •   Family          $1,000             $2,000               $2,700            $7,000
 Coinsurance (Plan Pays)  100%  100%  Coinsurance (Plan Pays)  90%  70%               80%               60%
 Physician Office Visit  Physician Office Visit
 •   PCP  $25 Copay  $25 Copay  •   PCP    $20 Copay         Deductible, 30%     Deductible, 20%   Deductible, 40%
 •   Specialist  $25 Copay  $25 Copay  •   Specialist  $20 Copay  Deductible, 30%  Deductible, 20%  Deductible, 40%
 •   Virtual Visits  $25 Copay  $25 Copay  •   Virtual Visits  $20 Copay  Not Covered  Deductible, 20%  Not Covered
 Out-of-Pocket Maximum  Out-of-Pocket Maximum
 •   Individual  $1,500  $1,500  •   Individual  $3,000         $6,000               $4,500            $6,000
 •   Family  $3,000  $3,000  •   Family      $6,000             $12,000              $4,500           $12,000
 Hospitalization  Hospitalization
 •   Inpatient  $500 Copay  $500 Copay  •   Inpatient  Deductible, 10%  Deductible, 30%  Deductible, 20%  Deductible, 40%
 •   Outpatient Surgery  $400 Copay  $400 Copay  •   Outpatient Surgery  Deductible, 10%  Deductible, 30%  Deductible, 20%  Deductible, 40%
 Lab and X-Ray  Lab and X-Ray
 •   Diagnostic  No Charge  No Charge  •   Diagnostic  No Charge  Deductible, 30%  Deductible, 20%  Deductible, 40%
 •   Complex  $100 Copay  $100 Copay  •   Complex  Deductible, 10%  Deductible, 30%  Deductible, 20%  Deductible, 40%
 Emergency Services  $150 Copay (Waived if Admitted)  $150 Copay (Waived if Admitted)  Emergency Services  $100 Copay  Deductible, 20%
 Urgent Care  $25 Copay  $25 Copay  Urgent Care  $50 Copay   Deductible, 30%     Deductible, 20%   Deductible, 40%
 ($75 Copay Outside Medical Group)  ($75 Copay Outside Medical Group)
 Preventive Care  No Charge  No Charge  Preventive Care  No Charge  Not Covered    No Charge        Not Covered
 Chiropractic  $15 Copay  $15 Copay  Chiropractic  $20 Copay  Deductible, 30%    Deductible, 20%   Deductible, 40%
 20 Visits/Year  20 Visits/Year                     24 Visits/Year                         24 Visits/Year
 Acupuncture  $15 Copay  $15 Copay  Acupuncture  $20 Copay   Deductible, 30%     Deductible, 20%   Deductible, 40%
 20 Visits/Year  20 Visits/Year                     12 Visits/Year                         12 Visits/Year
 PHARMACY BENEFITS  PHARMACY BENEFITS
 Annual Deductible  None  None  Annual Deductible      None                           Health Deductible Applies
 Retail Pharmacy  Retail Pharmacy
 •   Generic  $15 Copay  $15 Copay  •   Tier 1  $10 Copay      $10 Copay           $10 Copay         $10 Copay
 •   Brand Name Formulary  $30 Copay  $30 Copay  •   Tier 2  $25 Copay  $25 Copay  $30 Copay         $30 Copay
 •   Brand Name Non-Formulary  $45 Copay  $45 Copay  •   Tier 3  $45 Copay  $45 Copay  $50 Copay     $50 Copay
 •   Retail Supply Limit  30 Days  30 Days  •   Retail Supply Limit  30 Days  30 Days  30 Days        30 Days
 Mail Order Pharmacy  Mail Order Pharmacy
 •   Generic  $30 Copay  $30 Copay  •   Tier 1  $25 Copay     Not Covered          $25 Copay        Not Covered
 •   Brand Name Formulary  $60 Copay  $60 Copay  •   Tier 2  $62.50 Copay  Not Covered  $75 Copay   Not Covered
 •   Brand Name Non-Formulary  $90 Copay  $90 Copay  •   Tier 3  $112.50 Copay  Not Covered  $125 Copay  Not Covered
 •   Mail Order Supply Limit  90 Days  90 Days  •   Mail Order Supply Limit  90 Days  N/A  90 Days     N/A



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