Page 13 - Marcus & Millichap Benefit Guide 2019-2020

Long Term Disability Insurance Benefits

SOAs, LAs and SIPs are not eligible for this coverage

Lincoln Financial Group | Core Long Term Disability
Marcus & Millichap offers you Long Term Disability (LTD) through Lincoln Financial Group to provide income replacement if
you become disabled for an extended period of time. If you become totally and permanently disabled, benefits begin 90
days after the start of your illness or injury. LTD works with state disability programs, Social Security, and any other group
disability coverage, to provide you with a combined monthly benefit equal to 50% of your pre‐disability salary up to a
maximum benefit of $6,000 per month.

Lincoln Financial Group | Buy-Up Long Term Disability Insurance
Marcus & Millichap offers you the opportunity to purchase additional Long Term Disability (LTD) at discounted group rates,
through Lincoln Financial Group. If you become totally and permanently disabled, benefits begin 90 days after the start of
your illness or injury. LTD works with state disability programs, Social Security, and any other group disability coverage, to
provide you with a combined monthly benefit equal to 60% of your pre‐disability salary up to a maximum benefit of $10,000
per month. If you are no longer in your initial eligibility period, you may enroll anytime during the year as long as you
provide proof of good health. You will be asked to complete a health questionnaire and are subject to insurance carrier
approval.

Travel Assistance

Lincoln Financial Group | Travel Assistance
Caring support and assistance when you travel. TravelConnect is a comprehensive program that can bring help, comfort, and
reassurance if you face a medical emergency while traveling 100 or more miles from home. Whether traveling for business
or leisure, if you are enrolled in life and/or AD&D insurance, you and your loved ones can count on TravelConnect for
responsive and caring support — 24 hours a day, 7 days a week.

You can count on TravelConnect services to:
• Coordinate and provide transportation from an initial medical facility that cannot adequately treat the patient due to
their condition.
• Coordinate travel and airfare for your dependent children. This includes the services, transportation expenses and
accommodations of a qualified escort.
• TravelConnect will also coordinate and pay for a safe evacuation due to natural disaster, or when a political or security
threat occurs.
• Medical care, and travel services recovery.

Accessing the Traveling Assistance Program
To access Traveling Assistance Program, call from anywhere in the world (603) 328-1955 or call toll free from
the US/Canada (866) 525-1955
For a complete list of TravelConnectSM services, go to mysearchlightportal.com and enter your group ID:
LFGTravel123.

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