Page 15 - Petroleum Mktg EE Guide 12-19
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EMPLOYEE CONTRIBUTIONS





         Your Cost Per Paycheck

         24 Payroll Deductions per Year

         This chart compares the per paycheck contributions for our Employee Benefit plans. Your cost for coverage will vary depending on
         the option and level of coverage you choose. Employee contributions for Medical, Dental, and Vision are deducted from your
         paycheck with pre-tax dollars. This means that contributions are taken from your earnings before taxes, resulting in lower taxes
         and increased take home pay. For your convenience, your age-banded Voluntary Life/AD&D premiums have been pre-calculated
         for you in Ease.

         Medical : Your employer contribution of $450 is reflected in the rates listed below.

                                   United        United        United        United         United        United
                                 Healthcare    Healthcare    Healthcare    Healthcare    Healthcare     Healthcare
                                   HMO        Advantage      Focus HMO       Alliance     Select Plus   Select Plus
                                 20-30/20%        HMO        15-30/750A       HMO          BILS PPO     AHV1 PPO
         Plan                                  20-30/20%                   25-40/30%

         Employee Only             $121.90       $93.18        $84.74         $27.21       $511.18        $213.57
         Employee + 1              $503.48       $443.18       $425.45       $304.64       $1320.98       $695.99
         Employee + Family         $815.69       $729.54       $704.21       $531.63       $1983.54      $1090.70

         Dental & Vision

                                 Guardian
                                   DHMO        Guardian       Guardian
         Plan                      Dental      PPO Dental      Vision
         Employee Only              $7.07        $34.18         $3.07
         Employee + 1              $12.47        $72.37         $5.35
         Employee + Family         $19.14        $125.09        $9.06



         The following benefits are provided to you at no      The following benefits are available to you at
         charge and are paid by Petroleum Marketing            discounted group rates. Should you elect these
         Equipment:                                            benefits, you will pay 100% of the cost:
         •   Employee Assistance Program                       •   Voluntary Life/AD&D
         •   Basic Life/AD&D
         •   Will Prep Services
         •   College Tuition Rewards























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