Page 6 - Oremor EE Guide 01-17_Updated 11.17.16
P. 6

Benefits





         Medical Insurance



                                        EBA&M (Anthem Blue Cross)               EBA&M (Anthem Blue Cross)
         Plan Name                             Network PPO                                  PPO
         Network Name                             Network                     Network               Non‐Network
         Health Benefits
         Life me Maximum Benefit                   Unlimited                               Unlimited

         Deduc ble (Annual)
          ‐ Individual                              $100                                    $250
          ‐ Family Limit                            $200                                    $500
         Co‐Insurance (Plan Pays)                   80%                         90%                    60%
         Office Visit Copay
          ‐ LiveHealth Online                    $10 Copay                    $10 Copay                 N/A
          ‐ Primary Care Physician               $20 Copay                    $15 Copay            Deduc ble, 60%
          ‐ Specialist Office Visit                $50 Copay                    $15 Copay            Deduc ble, 60%
         Out‐of‐Pocket Maximum
          ‐ Individual                             $4,000                      $3,000                 $10,000
          ‐ Family Limit                           $8,000                      $6,000                 $20,000

         Hospitaliza on
          ‐ Inpa ent                           Deduc ble, 20%              Deduc ble, 10%          Deduc ble, 40%
                                                                                                Max $600 Benefit/Day
          ‐ Outpa ent                          Deduc ble, 20%              Deduc ble, 10%          Deduc ble, 40%
                                                                                                Max $600 Benefit/Day
         Emergency Services                    $150 Copay, 20%                         $100 Copay, 10%
         Urgent Care                             $20 Copay                 Deduc ble, 10%          Deduc ble, 40%

         Preven ve Care                          No Charge                    No Charge             Not Covered
         Physical Therapy / Physical             $50 Copay                    $15 Copay            Deduc ble, 40%
         Medicine & Occupa onal                                                                 Max $25 Benefit/Visit
         Therapy / Speech Therapy             Max 24 Visits/Year
                                                                                      Max 24 Visits/Year
         Pharmacy Benefits
         Specialty Out‐of‐Pocket Maximum
          ‐ Individual                             $7,150                       N/A                     N/A
          ‐ Family                                $14,300                       N/A                     N/A

         Retail Pharmacy
          ‐ Generic Formulary                    $10 Copay                    $10 Copay             Not Covered
          ‐ Brand Name Formulary                 $30 Copay                    $25 Copay             Not Covered
          ‐ Non‐Formulary                      50% to $150 Max                $50 Copay             Not Covered
          ‐ Specialty                          30% to $500 Max                  N/A                 Not Covered
          ‐ Supply Limit                          30 Days                      30 Days                  N/A
         Mail Order Pharmacy
          ‐ Generic Formulary                    $20 Copay                    $20 Copay             Not Covered
          ‐ Brand Name Formulary                 $60 Copay                    $50 Copay             Not Covered
          ‐ Non‐Formulary                       50% Max $300                 $100 Copay             Not Covered
          ‐ Specialty                    30% Max $500 (30 Day Supply)           N/A                 Not Covered
          ‐ Supply Limit                          90 Days                      90 Days                  N/A

         6
   1   2   3   4   5   6   7   8   9   10   11