Page 7 - California Eye Management EE Guide 2019
P. 7

Medical Benefits





                                             Anthem Blue Cross                         Anthem Blue Cross
         Plan Name                                  HSA                                       PPO
         Network                        Network            Non-Network             Network           Non-Network
         Health Benefits

         Lifetime Maximum                         Unlimited                                 Unlimited
         Deductible (Annual)            Health and Pharmacy Deductible                 Health Deductible Only
          - Individual                   $3,500              $10,500                $1,000              $3,000
          - Family                       $7,000              $21,000                $3,000              $9,000
         Co-Insurance (Plan Pays)         80%                  50%                   80%                 60%
         Office Visit Copay
          - Primary Care Physician   Deductible, 20%      Deductible, 50%         $35 Copay         Deductible, 40%
          - Specialist Office Visit    Deductible, 20%    Deductible, 50%         $35 Copay         Deductible, 40%
          - Online Visit             Deductible, 20%      Deductible, 50%         $10 Copay         Deductible, 40%
         Out-of-Pocket Maximum             Includes Annual Deductible                Includes Annual Deductible
          - Individual                   $5,500              $16,500                $5,000             $15,000
          - Family                      $11,000              $33,000               $10,000             $30,000
         Hospitalization
          - Inpatient                Deductible, 20%      Deductible, 50%       Deductible, 20%     Deductible, 40%
                                                             w/limits                                  w/limits
          - Outpatient               Deductible, 20%      Deductible, 50%       Deductible, 20%     Deductible, 40%
                                                             w/limits                                  w/limits

         Lab and X-Ray               Deductible, 20%      Deductible, 50%       Deductible, 20%     Deductible, 40%
         Emergency Services                    Deductible, 20%                    $150 Copay, then Deductible, 20%
         Urgent Care                 Deductible, 20%      Deductible, 50%         $35 Copay         Deductible, 40%
         Preventive Care               No Charge          Deductible, 50%         No Charge         Deductible, 40%

         Chiropractic/Acupuncture     Deductible, 20%     Deductible, 50%         $35 Copay         Deductible, 40%
                                    Coverage for In-Network Providers and Non-     Coverage for In-Network Providers and Non-
                                  Network Providers combined is limited to 30 visit   Network Providers combined is limited to 30
                                            limit per benefit period.                visit limit per benefit period.
         Pharmacy Benefits

         Pharmacy Deductible               Health Deductible Applies                          None
         Retail Pharmacy
          - Tier 1A / Tier 1B      Deductible, $5 / $15   Ded, + 50% up to $250   $5 / $20 Copay    50% up to $250
          - Tier 2                Deductible, $40 Copay   Ded, + 50% up to $250   $30 Copay         50% up to $250
          - Tier 3                Deductible, $60 Copay   Ded, + 50% up to $250   $50 Copay         50% up to $250
          - Tier 4                   30% up to $250    Ded, + 50% up to $250    30% up to $250      50% up to $250
          - Supply Limit                30 Days              30 Days               30 Days             30 Days

         Mail Order Pharmacy           Deductible,
          - Tier 1A / Tier 1B      $12.50 / $37.5 Copay    Not Covered         $12.50 / $50 Copay    Not Covered
          - Tier 2                Deductible, $120 Copay   Not Covered            $90 Copay          Not Covered
          - Tier 3                Deductible, $180 Copay   Not Covered            $150 Copay         Not Covered
          - Tier 4                   30% up to $250        Not Covered          30% up to $250       Not Covered
          - Supply Limit                90 Days                                    90 Days




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