Page 6 - Razer Benefits Guide 1-18 TEXAS
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MEDICAL INSURANCE





                                                     AETNA                                 AETNA
                                                    HSA PPO                                  PPO

                                          Open Access®                          Open Access®
                                        Managed Choice®                       Managed Choice®
           NETWORK NAME                       POS           Non-Network              POS           Non-Network
           HEALTH BENEFITS
           Lifetime Maximum                          Unlimited                             Unlimited
           Annual Deductible
           •  Individual                     $3,000            $6,000               $300               $600
           •  Family (Ind Protection)    $6,000 ($3,000)   $12,000 ($6,000)      $900 ($300)       $1,800 ($600)
           Coinsurance (You Pay)               10%               50%                 10%               50%
           Physician Office Visit
           •  PCP                        Deductible, 10%    Deductible, 50%       $20 Copay       Deductible, 50%
           •  Specialist                 Deductible, 10%    Deductible, 50%       $40 Copay       Deductible, 50%
           Out-of-Pocket Maximum
           •  Individual                     $5,000            $10,000             $2,500             $5,000
           •  Family (Ind Protection)   $10,000 ($5,000) $20,000 ($10,000)     $5,000 ($2,500)   $10,000 ($5,000)
           Hospitalization
           •  Inpatient                  Deductible, 10%    Deductible, 50%     Deductible, 10%   Deductible, 50%
           •  Outpatient Surgery         Deductible, 10%    Deductible, 50%     Deductible, 10%   Deductible, 50%
           Laboratory & X-Ray
           •  Diagnostic                 Deductible, 10%    Deductible, 50%     Deductible, 10%   Deductible, 50%
           •  Complex                    Deductible, 10%    Deductible, 50%     Deductible, 10%   Deductible, 50%
           Emergency Services                     Deductible, 10%                       $150 Copay, 10%
           Urgent Care                   Deductible, 10%    Deductible, 50%       $35 Copay       Deductible, 50%
           Preventive Care                   No Cost        Deductible, 50%        No Cost        Deductible, 50%
           Chiropractic & Acupuncture    Deductible, 10%    Deductible, 50%       $40 Copay       Deductible, 50%
                                          20 Visits/Year                        20 Visits/Year
           PHARMACY BENEFITS
           Annual Deductible                  Health Deductible Applies                      None
           Retail Pharmacy
           •  Generic                      $10 Copay       $10 Copay + 20%        $10 Copay      $10 Copay + 20%
           •  Brand Formulary              $35 Copay       $35 Copay + 20%        $30 Copay      $30 Copay + 20%
           •  Non-Formulary                $60 Copay       $60 Copay + 20%        $60 Copay      $60 Copay + 20%
           •  Supply Limit                  30 Days            30 Days             30 Days           30 Days
           Mail Order Pharmacy*
           •  Generic                      $20 Copay         Not Covered          $20 Copay        Not Covered
           •  Brand Formulary              $70 Copay         Not Covered          $60 Copay        Not Covered
           •  Non-Formulary                $120 Copay        Not Covered         $120 Copay        Not Covered
           •  Supply Limit                  90 Days              N/A               90 Days             N/A


          *Mail Order Pharmacy is a program where you can order 3 months of your maintenance medication to be delivered
          to your home at a discounted price.

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