Page 6 - Marcus & Millichap Benefit Guide 2019-2020 (revised 01.02.2020)
P. 6

Medical Benefits - Non-California





                                       Kaiser                    Anthem                           Anthem
          Plan Features
                                    OR & CO HMO             Exclusive Classic PPO                Classic PPO
         Network                      Network            BlueCard      Non-Network        BlueCard      Non-Network

         Health Benefits
         Lifetime Maximum Benefit      Unlimited                Unlimited                         Unlimited
         Deductible (Annual)
          - Individual                   $0                 $0            $3,500            $250            $750
          - Family                       $0                 $0            $7,000            $750          $2,250

         Co-Insurance (Plan Pays)       100%               80%         50% after Ded       80% after Ded   60% after Ded
         Office Visit Copay
          - Primary Care Physician    $10 Copay         $30 Copay          50%           $20 Copay          60%
          - Specialist Office Visit    $20 Copay        $30 Copay          50%           $20 Copay          60%
          - Online Visit              $0 Copay          $10 Copay          50%           $10 Copay          60%
                                                      (Live Health App)                (Live Health App)
         Out-of-Pocket Maximum
          - Individual                 $2,000             $2,500         $10,000           $2,500         $7,500
          - Family                     $4,000             $5,000         $20,000           $5,000         $15,000

         Hospitalization
          - Inpatient                $100/admit         $500 Copay   50%, Max $1,000        80%       60%, Max $1,000
                                                                         Ben/Day                          Ben/day
          - Outpatient                $50 Copay         $250 Copay    50%, Max $350         80%        60%, Max $350
                                                                        Ben/Admit                        Ben/Admit
         Lab and X-Ray (Advanced      $10 Copay (OR)       100%            50%              80%             60%
            Imaging may vary)         100% (CO)
         Emergency Services         $150 Copay (OR)             $100 copay                     $150 Copay, 80%
                                   $100 Copay (CO)

         Urgent Care                  $20 Copay         $30 copay          50%           $20 Copay          60%
         Preventive Care                100%              100%             50%             100%             60%
         Chiropractic                                   $30 copay          50%           $20 Copay          60%
                                     Not Covered
                                                             Max 30 visits/year               Max 30 visits/year
         Pharmacy Benefits
         Retail Pharmacy
          - Tier 1 (a or b)          Generic: $10     $5 T1a / $20 T1b   $5 or $20 + 50% 1   $5 T1a / $20 T1b  $5 or $20 + 50% 1
                                                                                   1                                1
          - Tier 2                    Brand: $20        $30 Copay     $30 Copay + 50%    $30 Copay    $30 Copay + 50%
          - Tier 3                  Specialty: n/a      $50 Copay     $50 Copay + 50% 1   $50 Copay   $50 Copay + 50% 1
          - Tier 4                    20% (OR)         30% max $250   30% max $250      30% Max $250   30% Max $250
             (Kaiser Self- Injectables)   20% max $250 (CO)
         - Supply Limit                30 days           30 days         30 days          30 days         30 days

         Mail Order Pharmacy
          - Tier 1 (a or b)          Generic: $20       $12.50 T1a /    Not Covered     $12.50 T1a /    Not Covered
                                                          $50 T1b                         $50 T1b
          - Tier 2                    Brand: $40        $90 Copay      Not Covered       $90 Copay      Not Covered
          - Tier 3                       n/a            $150 Copay     Not Covered       $150 Copay     Not Covered
          - Tier 4                       n/a           30% Max $250    Not Covered      30% Max $250    Not Covered
          - Supply Limit              100 days           90 Days           N/A            90 days           N/A
         1. Copay + 50% of the remaining Rx drug max allowed & costs in excess of Rx drug max allowed.

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