Page 6 - Marcus & Millichap Benefit Guide 2019-2020 (revised 01.02.2020)
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Medical Benefits - Non-California
Kaiser Anthem Anthem
Plan Features
OR & CO HMO Exclusive Classic PPO Classic PPO
Network Network BlueCard Non-Network BlueCard Non-Network
Health Benefits
Lifetime Maximum Benefit Unlimited Unlimited Unlimited
Deductible (Annual)
- Individual $0 $0 $3,500 $250 $750
- Family $0 $0 $7,000 $750 $2,250
Co-Insurance (Plan Pays) 100% 80% 50% after Ded 80% after Ded 60% after Ded
Office Visit Copay
- Primary Care Physician $10 Copay $30 Copay 50% $20 Copay 60%
- Specialist Office Visit $20 Copay $30 Copay 50% $20 Copay 60%
- Online Visit $0 Copay $10 Copay 50% $10 Copay 60%
(Live Health App) (Live Health App)
Out-of-Pocket Maximum
- Individual $2,000 $2,500 $10,000 $2,500 $7,500
- Family $4,000 $5,000 $20,000 $5,000 $15,000
Hospitalization
- Inpatient $100/admit $500 Copay 50%, Max $1,000 80% 60%, Max $1,000
Ben/Day Ben/day
- Outpatient $50 Copay $250 Copay 50%, Max $350 80% 60%, Max $350
Ben/Admit Ben/Admit
Lab and X-Ray (Advanced $10 Copay (OR) 100% 50% 80% 60%
Imaging may vary) 100% (CO)
Emergency Services $150 Copay (OR) $100 copay $150 Copay, 80%
$100 Copay (CO)
Urgent Care $20 Copay $30 copay 50% $20 Copay 60%
Preventive Care 100% 100% 50% 100% 60%
Chiropractic $30 copay 50% $20 Copay 60%
Not Covered
Max 30 visits/year Max 30 visits/year
Pharmacy Benefits
Retail Pharmacy
- Tier 1 (a or b) Generic: $10 $5 T1a / $20 T1b $5 or $20 + 50% 1 $5 T1a / $20 T1b $5 or $20 + 50% 1
1 1
- Tier 2 Brand: $20 $30 Copay $30 Copay + 50% $30 Copay $30 Copay + 50%
- Tier 3 Specialty: n/a $50 Copay $50 Copay + 50% 1 $50 Copay $50 Copay + 50% 1
- Tier 4 20% (OR) 30% max $250 30% max $250 30% Max $250 30% Max $250
(Kaiser Self- Injectables) 20% max $250 (CO)
- Supply Limit 30 days 30 days 30 days 30 days 30 days
Mail Order Pharmacy
- Tier 1 (a or b) Generic: $20 $12.50 T1a / Not Covered $12.50 T1a / Not Covered
$50 T1b $50 T1b
- Tier 2 Brand: $40 $90 Copay Not Covered $90 Copay Not Covered
- Tier 3 n/a $150 Copay Not Covered $150 Copay Not Covered
- Tier 4 n/a 30% Max $250 Not Covered 30% Max $250 Not Covered
- Supply Limit 100 days 90 Days N/A 90 days N/A
1. Copay + 50% of the remaining Rx drug max allowed & costs in excess of Rx drug max allowed.
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