Page 6 - Cylance EE Guide 01-17 National
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BENEFITS





         Medical Insurance


                                             Anthem Blue Cross                         Anthem Blue Cross
         Plan Name                                  PPO                                        HSA
         Network Name               Prudent Buyer PPO      Non-Network         Prudent Buyer PPO     Non-Network
         Health Benefits

         Lifetime Maximum                         Unlimited                                 Unlimited
         Deductible (Annual)
          - Individual                    $250                $250                  $1,500              $4,500
          - Family                        $500                $500              $2,600/Member       $4,500/Member
                                                                                 $3,000/Family       $9,000/Family

         Co-Insurance (Plan Pays)         90%                  70%                   80%                 60%
         Office Visit Copay
          - Primary Care Physician     $10 Copay          Deductible, 30%       Deductible, 20%     Deductible, 40%
          - Specialist Office Visit    $10 Copay          Deductible, 30%       Deductible, 20%     Deductible, 40%
         Out-of-Pocket Maximum
          - Individual                   $2,500               $4,500                $3,000              $9,000
          - Family                       $5,000               $9,000            $3,000/Member       $9,000/Member
                                                                                 $6,000/Family      $18,000/Family
         Hospitalization
          - Inpatient                Deductible, 10%      Deductible, 30%       Deductible, 20%     Deductible, 40%
          - Outpatient               Deductible, 10%      Deductible, 30%       Deductible, 20%     Deductible, 40%
         Lab and X-Ray
          - Diagnostic               Deductible, 10%      Deductible, 30%       Deductible, 20%     Deductible, 40%
          - Complex                  Deductible, 10%      Deductible, 30%       Deductible, 20%     Deductible, 40%
         Emergency Services               Deductible, $100 Copay, 10%                     Deductible, 20%
         Urgent Care                   $10 Copay          Deductible, 30%       Deductible, 20%     Deductible, 40%
         Preventive Care               No Charge          Deductible, 30%         No Charge         Deductible, 40%

         Chiropractic                  $10 Copay          Deductible, 30%       Deductible, 20%     Deductible, 40%
                                                30 Visits/Year                             30 Visits/Year
         Pharmacy Benefits
         Pharmacy Deductible               $0                  $0                     Health Deductible Applies

         Retail Pharmacy
          - Tier 1                     $10 Copay               50%                $10 Copay              40%
          - Tier 2                     $25 Copay               50%                $40 Copay              40%
          - Tier 3                     $45 Copay               50%                $60 Copay              40%
          - Tier 4                 30% Max $250 Copay          50%            30% Max $250 Copay         40%
          - Supply Limit                30 Days              30 Days               30 Days             30 Days

         Mail Order Pharmacy
          - Tier 1                     $25 Copay           Not Covered            $25 Copay          Not Covered
          - Tier 2                     $75 Copay           Not Covered            $120 Copay         Not Covered
          - Tier 3                     $135 Copay          Not Covered            $180 Copay         Not Covered
          - Tier 4                30% Max $250 Copay*      Not Covered       30% Max $250 Copay*     Not Covered
          - Supply Limit                90 Days                N/A                 90 Days               N/A

        *Tier 4 mail order supply limit is 30 days.
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