Page 22 - Remita Guide 2020 - CA FINAL

CIGNA| Accident Insurance CIGNA| Critical Illness Insurance

Accident insurance pays you a lump sum benefit if you Critical illness insurances pays you a percentage of a
experience a covered accident. Some covered accidents lump sum if you are diagnosed with a covered critical
include emergency room visits, burns, hospital illness. Some the of covered critical illnesses include
confinement, lacerations, dislocations and fractures. You heart attack, stroke, coma, end stage renal failure and
will be paid a different lump sum depending on the cancer. For newly eligible employees, the critical illness
severity of some accidents. If your accident results in plan has a guarantee issue limit of $20,000, meaning no
death or dismemberment, you or your loved ones will be medical questions asked. You can elect this plan for you,
paid accidental death & dismemberment (AD&D) your spouse and dependent children in the following
benefits. This plan includes a wellness benefit if you have amounts:
your annual preventive care check up completed. There
is a complete schedule of benefits available at our Employee
company website.
Increments of $5,000 to $20,000.

Spouse

If you buy coverage for yourself, you may purchase
$5,000 or $10,000. Coverage ends at age 70.

Child(ren)
CIGNA| Hospital Care Benefits If you buy coverage for yourself, you may purchase
$1,250, $2,500, $5,000, $7,500 or $10,000. Coverage
Hospital Care pays you fixed cash benefits when you are ends at age 26.
hospitalized regardless of actual expenses incurred.
Following is a short summary of the benefit. Limitations
apply. Please see CIGNA documents for full plan details: The critical illness plan includes restoration and
recurrence riders. The restoration rider restores the base
• Hospital Admission: $1,000 per day critical illness benefit so that covered individuals can
receive a second benefit if diagnosed with a different
• Hospital Chronic Condition Admission: $50 per day covered condition. The recurrence rider allows covered
• Hospital Stay: $100/day individuals to be paid a second occurrence of the same
• Hospital ICU: $200 per day covered condition after 12 months. The recurring benefit
• Hospital Observation: $100 per 24 hour or will pay out the same amount as the original benefit. The
pro rate period restoration and recurrence riders do not apply to cancer.
Similar to the accident plan, the critical illness plan will
also pay a wellness benefit if you receive your preventive
services.

Pet Discount Plans

Additional pet insurance programs are available on the RemitaPerks.benefithub.com
corporate discount and rewards site. Refer to page 24 for login details.