Page 16 - QSC EE Guide 01-20 Colorado

You may purchase additional insurance from Cigna that will help to cover out-of-pocket medical expenses. These
policies offer direct-to-the-policyholder cash payouts to help you cover what other insurance doesn’t. The policies
available include Accident and Critical Illness. If elected, your premiums are paid through payroll deductions on an
after-tax basis. These Cigna policies are portable, which means that you can keep them should you change jobs or
retire, with no increase in premiums.

Cigna | Accident
Accidental injury coverage, offered by Cigna, provides a cash benefit if you suffer certain injuries, undergo specific
treatments, or incur other itemized expenses resulting from an accident. Cash payouts are available for initial and
emergency care, hospitalizations, fractures and dislocations, and follow-up care.

Cigna | Critical Illness
Cigna’s Critical Illness insurance can help you protect yourself and your family from the unexpected cost of fighting
a life-threatening illness. You’ll receive a lump-sum cash payment upon diagnosis of a covered condition such as
invasive cancer, a heart attack, stroke, kidney failure, paralysis, blindness, and more.

If you are no longer in your initial eligibility period, you may enroll in the Critical Illness insurance anytime during
the year as long as you provide proof of good health. To provide proof of good health, you will be asked to
complete a health questionnaire (Evidence of Insurability) and are subject to insurance carrier approval. Cigna may
approve or decline coverage based on a review of your health history.

Supplemental Benefits can give you financial
protection when you encounter unexpected
medical expenses. They can help bridge the gap of
health insurance so you don’t have to tap into your

emergency savings.

For More Information
Call (800) 754-3207.

myCigna Mobile App

If you’re a Cigna member, consider downloading the myCigna mobile app for instant access to
your health plan details. The myCigna mobile app provides secure member information,
anytime, anywhere. You’ll have access to Cigna’s provider directory, coverage details, deductible
expenses, account balances, claims information, and more!

Download the myCigna mobile app for free from the iTunes App Store or Google Play Store.
Please note, you must first register as a member at www.mycigna.com.