Page 6 - Marcus & Millichap Flipbook
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Benefits



         Medical Insurance - Non California


                                       Kaiser                   Anthem                           Anthem
         Plan Features            OR & CO HMO            Exclusive Classic PPO                 Classic PPO

         Network                      Network           BlueCard      Non-Network        BlueCard      Non-Network
         Health Benefits
         Lifetime Maximum Benefit      Unlimited                Unlimited                        Unlimited

         Deductible (Annual)
          - Individual                   $0                $0            $3,500             $250           $750
          - Family                       $0                $0            $7,000            $750           $2,250

         Co-Insurance (Plan Pays)       100%              80%         50% after Ded       80% after Ded   60% after Ded
         Office Visit Copay
          - Primary Care Physician   $10 Copay         $30 Copay          50%            $20 Copay         60%
          - Specialist Office Visit    $20 Copay       $30 Copay          50%            $20 Copay         60%
          - Virtual Visit             $0 Copay         $10 Copay          50%            $10 Copay         60%
         Out-of-Pocket Maximum
          - Individual                 $2,000            $2,500         $10,000           $2,500          $7,500
          - Family                     $4,000            $5,000         $20,000           $5,000         $15,000
         Hospitalization
          - Inpatient                $100/admit        $500 Copay    50%, Max $1,000       80%        60%, Max $1,000
                                                                        Ben/Day                          Ben/day
          - Outpatient               $50 Copay         $250 Copay    50%, Max $350         80%        60%, Max $350
                                                                       Ben/Admit                        Ben/Admit

         Lab and X-Ray (Advanced       100%              100%             50%              80%             60%
            Imaging may vary)

         Emergency Services        $150 Copay - OR             $100 copay                     $150 Copay, 80%
                                   $100 Copay - CO
         Urgent Care                 $20 Copay          $30 copay         50%            $20 Copay         60%

         Preventive Care               100%              100%             50%              100%            60%
         Chiropractic                                   $30 copay         50%            $20 Copay         60%
                                    Not Covered
                                                            Max 30 visits/year               Max 30 visits/year
         Pharmacy Benefits

         Retail Pharmacy
          - Tier 1 (a or b)         Generic: $10     $5 T1a / $20 T1b   $5 or $20 + 50% 1   $5 T1a / $20 T1b   $5 or $20 + 50% 1
          - Tier 2                   Brand: $20        $30 Copay     $30 Copay + 50% 1   $30 Copay    $30 Copay + 50% 1
          - Tier 3                      n/a            $50 Copay     $50 Copay + 50% 1   $50 Copay    $50 Copay + 50% 1
          - Tier 4                      n/a           30% max $150    30% max $250     30% Max $250    30% Max $250
          - Supply Limit              30 days            30 days        30 days           30 days        30 days
         Mail Order Pharmacy
          - Tier 1 (a or b)         Generic: $20     $12.50 T1a / $50   Not Covered   $12.50 T1a / $50   Not Covered
          - Tier 2                   Brand: $40           T1b         Not Covered          T1b         Not Covered
          - Tier 3                      n/a            $60 Copay      Not Covered        $90 Copay     Not Covered
          - Tier 4                      n/a            $100 Copay     Not Covered       $150 Copay     Not Covered
          - Supply Limit              100 days        30% Max $300        N/A          30% Max $300        N/A
                                                         90 Days                          90 days

         1. Copay + 50% of the remaining Rx drug max allowed & costs in excess of Rx drug max allowed.

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