Page 2 - QSC Journey FlipBook 2019 FINAL - Lucille

Lucille’s Journey #1
Lucille and her spouse are currently enrolled in the

HMO FULL plan. She found two different ways to
save money.
(HMO FULL plan benefits are changing this year)

How can Lucille save money while keeping similar benefits?

Savings Option #1 Savings Option #2

Lucille checks to see if she and her Lucille’s spouse also works, she checks
spouse’s doctors are in the HMO to see how much the spouse’s
SELECT (For Southern California employer’s plan costs and compares
employees only) plan network. the benefits and rates to QSC’s HMO
FULL plan.
Why?
Moving to this plan will allow her to What’s the best coverage option for
keep her current medical benefits Lucille under the HMO FULL?
and will reduce her new plan year Employee-only coverage will cost 64%
cost by 29%. less than the employee + spouse rate.

HMO SELECT features:
• Narrow network of providers
(St. Joseph Health, Scripps, and
Healthcare Partners network)
• Hospitals include CHOC,
Children’s Hospital at Mission,
Hoag, Mission, St. Joseph, and
St. Jude
• Reserve your spot at Urgent
Care using a check-in tool for
members only

NOTE: Costs illustrated assume discounted rates

Questions: Please reach out to Health Advocate at (866) 799-2731.