Page 22 - SC Fuels EE Guide 2020 National

SUPPLEMENTAL BENEFITS

You may purchase supplemental benefits from Sun Life that will help to cover additional out-of-pocket
health-related expenses. These policies offer direct-to-the-policyholder cash payouts to help cover what other
insurance doesn’t. Sun Life’s Accident and Critical Illness policies are portable, which means that you can keep
them should you change jobs or retire, at the same group rate.

Sun Life | Accident Sun Life | Critical Illness and Cancer
• This plan pays a lump sum benefit based on type • This plan pays a lump-sum benefit at the
of injury sustained and treatment needed diagnosis of a covered illness
• Covered injuries include broken bones, cuts, • Covered illnesses include heart attack, major
burns, eye injuries, fractures, etc. organ transplant, stroke, cancer, and more
• There are no health questions to answer • Benefits are available in $5,000 increments to a
• Coverage for your entire family is available maximum of $20,000
• Coverage is portable at the same group rate • If elected, your spouse’s coverage can be 50% of
your benefit, and your children’s coverage can be
Sun Life | Gap Plan $2,500 or $5,000 - not to exceed 50% of your team
This plan is not compatible with the HDHP PPO member election
medical plan • A $75 wellness benefit is included once per
• This plan covers portions of your cost sharing calendar year per insured family member
(coinsurance and deductibles) for in-hospital and • Coverage is portable at the same group rate
outpatient expenses up to the annual benefit limit • If you do not elect this coverage during your initial
• A $3,000 annual benefit is included for hospital eligibility, you must provide proof of good health
confinement and emergency room treatment to Sun Life for review to be accepted under the
• A $1,500 annual benefit is included for outpatient plan
treatment at a hospital, an outpatient facility, or a
diagnostic testing facility
• A $200 benefit is included for completing a
baseline mammogram age 35-39, every 2 years
ages 40-49, and yearly age 50+
• There are no health questions to answer

To Manage Your Plans
• To review the Sun Life plan details and
to enroll, visit www.scfuels.bswift.com
• Contact Sun Life Member Services at
(800) 247-6875, or visit the website at
www.mysunlifebenefits.com.

22 | TEAM MEMBER BENEFITS