Page 6 - Iron Chef EE Guide 12-17
P. 6

Benefits





         Medical Insurance



                                   Anthem Blue Cross    Anthem Blue Cross               Anthem Blue Cross
         Plan Name                     5900 HMO              1500 HMO                     1000 35/20 PPO
         Network Name                  Select HMO            Select HMO          Blue Cross PPO      Non-Network
                                                                                (Prudent Buyer) -
                                                                                   Large Group
         Health Benefits

         Lifetime Maximum               Unlimited             Unlimited                      Unlimited
         Deductible (Annual)
          - Individual                   $5,900                $1,500                $1,000             $3,000
          - Family                   $5,900/Member         $1,500/Member             $3,000             $9,000

         Co-Insurance (Plan Pays)         70%                   70%                   80%                60%
         Office Visit Copay
          - Primary Care Physician     $35 Copay              $25 Copay            $35 Copay        Deductible, 40%
          - Specialist Office Visit    $70 Copay              $50 Copay            $35 Copay        Deductible, 40%

         Out-of-Pocket Maximum
          - Individual                   $6,400                $6,400                $5,000            $15,000
          - Family                      $12,800                $12,800              $10,000            $30,000
         Hospitalization
          - Inpatient                   Ded, 30%              Ded, 30%              Ded, 20%           Ded, 40%
          - Outpatient                  Ded, 30%              Ded, 30%              Ded, 20%           Ded, 40%

         Emergency Services        Ded, $250 Copay, 30%    Ded, $250 Copay, 30%         Ded, $150 Copay, 20%
         Urgent Care                   $35 Copay              $20 Copay            $35 Copay           Ded, 40%
         Preventive Care               No Charge              No Charge            No Charge           Ded, 40%

         Chiropractic                  $35 Copay              $25 Copay            $35 Copay        Deductible, 40%
                                       60 Day Limit          60 Day Limit                   30 Visits/Year
         Pharmacy Benefits

         Pharmacy Deductible
          - Individual                    $500                  $500                   $0                 $0
          - Family                       $1,500                $1,500                  $0                 $0
         Retail Pharmacy
          - Tier 1a/1b                $5/$20 Copay          $5/$20 Copay          $5/$20 Copay       50% Max $250
          - Tier 2                   Ded, $50 Copay         Ded, $50 Copay         $30 Copay         50% Max $250
          - Tier 3                   Ded, $65 Copay         Ded, $65 Copay         $50 Copay         50% Max $250
          - Tier 4                  Ded, 30% Max $250     Ded, 30% Max $250       30% Max $250       50% Max $250
          - Supply Limit                 30 Days               30 Days              30 Days             30 Days
         Mail Order Pharmacy
                                        50
                                                                                    50
                                                               50
          - Tier 1a/1b               $12 /50 Copay          $12 /50 Copay        $12 /50 Copay        Not Covered
          - Tier 2                   Ded, $150 Copay       Ded, $150 Copay         $90 Copay          Not Covered
          - Tier 3                   Ded, $195 Copay       Ded, $195 Copay         $150 Copay         Not Covered
          - Tier 4                  Ded, 30% Max $250     Ded, 30% Max $250       30% Max $250        Not Covered
          - Supply Limit                 90 Days               90 Days              90 Days              N/A

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