Page 2 - Rehab Alliance EE Guide 08-20 (NO TRIO)

Welcome to

This guide provides a summary of your benefit options and is
designed to help you make choices and enroll for coverage. If you
would like more information about any of the benefits described
here, please contact the Human Resources Department.

Contents

Important Information …………………………….….………. 2 Life/AD&D Insurance ………..………………………………... 10

Enrollment Information ……………………………….……… 3 Supplemental Benefits ………..……………………………… 11
Online Benefits Enrollment ……………………….………… 4 Blue Shield Mobile App.………………………………………. 12
Medical Insurance ……………………………………………….. 5 Discount Marketplace …………………………………………. 12
Dental Reimbursement …….………………………….……… 10 Employee Contributions ……………………………………… 13

Vision Insurance ………………………………………………….. 10 Resources & Contacts ……………...…………………………. 14

IMPORTANT INFORMATION

ACA Annual Notices

The Affordable Care Act (ACA) requires applicable large Various state and federal laws, require that employers
employers, like Rehab Alliance, to make affordable coverage provide disclosure and annual notices to their plan
available to their employees or risk paying a penalty. Although participants.

the national penalty for the individual mandate is no longer
The following is a list of the annual notices:
effective beginning January 1, 2019, California requires • Medicare Part D Notice of Creditable Coverage
individuals to have health insurance or pay a tax penalty. It is • Women's Health and Cancer Rights Act (WHCRA)
important that you understand your options for health • Newborns’ and Mothers’ Health Protection Act
insurance coverages. You may consider these options below: • Special Enrollment Rights
• Enroll in a medical plan offered by Rehab Alliance or • Medicaid & Children’s Health Insurance Program
another group plan • Summary of Benefits and Coverage (SBC)
• Purchase coverage through a health insurance marketplace
• Enroll in coverage through a government-sponsored Rehab Alliance has posted all federally-required annual
program (if eligible) notices on Ease for you to download and read at your
convenience.
Because Rehab Alliance’s medical plans are considered
affordable and meet minimum value under the Affordable Care
Act, you will not generally see lower premiums or out-of-pocket
costs through the marketplace. In addition, employer
contributions to your medical benefits will be lost if you choose
to purchase coverage through the marketplace, and your
portion of medical premiums will no longer be paid via payroll
deductions on a pre-tax basis.

For More Information
Go to www.healthcare.gov.

2