Page 7 - Alexander EE Guide 01-19 v3
P. 7

BENEFITS





         Medical Insurance



                                              Meritain Health (Aetna)               Meritain Health (Aetna)
         Plan Name                                     EPO                                   POS

         Network Name                            Aetna Choice POS II        Aetna Choice POS II     Non-Network
         Health Benefits
         Lifetime Maximum Benefit                    Unlimited                             Unlimited
         Deductible (Calendar Year)
          - Individual                                 $250                        $500                $1,000
          - Family                                     $750                      $1,000                $2,000
         Co-Insurance (Plan Pays)                       80%                       85%                   60%
         Office Visit Copay
          - Primary Care Physician                   $20 Copay                  $20 Copay          Deductible, 40%
          - Specialist Office Visit                  $50 Copay                  $40 Copay          Deductible, 40%
         Out-of-Pocket Maximum
          - Individual                                 $4,500                    $3,500                $6,500
          - Family                                     $9,000                    $7,000               $13,000

         Hospitalization
          - Inpatient                              Deductible, 20%            Deductible, 15%      Deductible, 40%
                                                                                                    Max $800/Day
          - Outpatient                             Deductible, 20%            Deductible, 15%      Deductible, 40%
                                                                                                    Max $400/Day
         Lab and X-Ray
          - Diagnostic                               $10 Copay                  $10 Copay          Deductible, 40%
                                                                                                      Max $400
          - Complex                                Deductible, 20%            Deductible, 15%      Deductible, 40%
         Emergency Services                  Deductible, $150 Copay, 20%           Deductible, $150 Copay, 15%
         Urgent Care                                 $50 Copay                  $40 Copay          Deductible, 40%
         Preventive Care                             No Charge                  No Charge               40%

         Chiropractic                                $20 Copay                  $20 Copay          Deductible, 40%
                                                  Max 60 Visits/Year                   Max 60 Visits/Year
         Pharmacy Benefits

         Pharmacy Deductible                           $200                       $200                  N/A
         Retail Pharmacy (30 Day Supply)
          - Generic Formulary                        $10 Copay                  $10 Copay            Not Covered
          - Brand Name Formulary                Deductible, $25 Copay      Deductible, $25 Copay     Not Covered
          - Non-Formulary                      Deductible, 50% Max $150    Deductible, $50 Copay     Not Covered
          - Preventive                               No Charge                  No Charge            Not Covered
          - Specialty                          Deductible, 50% Max $150    Deductible, $50 Copay     Not Covered
         Mail Order Pharmacy (90 Day Supply)
          - Generic Formulary                        $20 Copay                  $20 Copay            Not Covered
          - Brand Name Formulary                Deductible, $50 Copay      Deductible, $50 Copay     Not Covered
          - Non-Formulary                      Deductible, 50% Max $300    Deductible, $100 Copay    Not Covered
          - Preventive                               No Charge                  No Charge            Not Covered


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