Page 11 - Catasys Benefit Guide 2020-2021
P. 11

Dental & Vision Benefits





                                                     Guardian                               Guardian
         Dental Benefits                            DHMO Plan                               PPO Plan

         Network Name                            Managed DentalCare                    DentalGuard Preferred
                                                                                  In-Network        Out-of-Network

         Calendar Year Maximum                        Unlimited                              $1,500
         Deductible (Annual)                                                        Waived for Preventive Services
          - Individual                                   $0                                    $25
          - Family                                       $0                                    $75
         Preventive  (Plan Pays)                      100% for                      100%                100%
         Exams, X-Rays, Cleanings                    Most Service
         Basic Services (Plan Pays)               See Copay Schedule                 90%                 80%
         Fillings, Oral Surgery,
         Endodontics, Periodontics
         Major Services (Plan Pays)               See Copay Schedule                 60%                 50%
         Crowns, Prosthetics
         Orthodontia
          - Covered Members                        Children & Adults                         Children
          - Copay                                  $1,975 & $2,175                             N/A
          - Coinsurance                                 N/A                                    50%
          - Lifetime Benefit Max                        N/A                                  $1,000
         Rollover Feature                               N/A                                   Yes*


                                                                          Guardian
         Vision Benefits                                                  PPO Plan
         Network Name                                       VSP
                                                         In-Network                          Non-Network
         Examination                                100% after $10 Copay                   Plan pays up to $39
         Lenses
          - Single Vision                           100% after $25 Copay                   Plan pays up to $23
          - Bifocal                                 100% after $25 Copay                   Plan pays up to $37
          - Trifocal                                100% after $25 Copay                   Plan pays up to $49


         Frames                                      Plan pays up to $130;                 Plan pays up to $46
                                                  20% Off Balance Over $120

         Contact Lenses                                            In Lieu of Frames and Lenses
          - Cosmetic / Elective                      Plan pays up to $130                 Plan pays up to $100
         Laser Vision Correction                       Discounts Apply                        Not Covered
         Frequency
          - Examination                                                 Every 12 months
          - Lenses                                                      Every 12 months
          - Frames                                                      Every 24 months








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