Page 5 - NickCo Hospitality_2018 EE Benefits Guide_Hourly Associates_FINAL
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BENEFITS





         Medical Insurance



                                                                            Anthem Blue Cross
         Plan Name                                                            Elements HMO

         Network Name                                                           Select HMO
         Health Benefits
         Lifetime Maximum Benefit                                                Unlimited
         Deductible (Annual)
          - Individual                                                            $1,500
          - Family                                                          $1,500 per Member
         Co-Insurance (Plan Pays)                                                 100%
         Office Visit Copay
          - Primary Care Physician                                              $25 Copay
          - Specialist Office Visit                                             $50 Copay
          - LiveHealth Online                                                   $49 Copay
         Out-of-Pocket Maximum
          - Individual                                                            $6,400
          - Family                                                               $12,800
         Hospitalization
          - Inpatient                                                         Deductible, 30%
          - Outpatient                                                        Deductible, 30%

         Emergency Services                                                   $250 Copay, 30%
         Ambulance Services (Emergency)                                         $100 Copay
         Urgent Care                                                            $25 Copay
         Preventive Care                                                        No Charge

         Chiropractic                                                           $25 Copay
                                                                                60 Day Limit
         Pharmacy Benefits

         Pharmacy Deductible
          - Individual                                                             $500
          - Family                                                                $1,500

         Retail Pharmacy
          - Tier 1a / 1b                                                       $5 / $20 Copay
          - Tier 2                                                         Deductible, $50 Copay
          - Tier 3                                                         Deductible, $65 Copay
          - Tier 4                                                          30% Max $250 Copay
          - Supply Limit                                                         30 Days

         Mail Order Pharmacy
          - Tier 1a / 1b                                                     $12.50 / $50 Copay
          - Tier 2                                                         Deductible, $150 Copay
          - Tier 3                                                         Deductible, $195 Copay
          - Tier 4                                                          30% Max $250 Copay
          - Supply Limit                                                         90 Days




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