Page 6 - Razer Benefits Guide 1-18 No CA
P. 6

MEDICAL INSURANCE





                                                KAISER PERMANENTE                            AETNA
                                                           HMO                                HMO




           NETWORK NAME                              Kaiser Permanente                         HMO
           HEALTH BENEFITS

           Lifetime Maximum                               Unlimited                          Unlimited
           Annual Deductible
           •  Individual                                   None                                None
           •  Family                                       None                                None
           Coinsurance (You Pay)                            N/A                                 N/A
           Physician Office Visit
           •  PCP                                        $20 Copay                           $20 Copay
           •  Specialist                                 $20 Copay                           $25 Copay
           Out-of-Pocket Maximum
           •  Individual                                   $1,500                             $1,500
           •  Family (Ind Protection)                  $3,000 ($1,500)                    $3,000 ($1,500)
           Hospitalization
           •  Inpatient                                 $500 Copay                          $500 Copay
           •  Outpatient Surgery                        $100 Copay                          $200 Copay
           Laboratory & X-Ray
           •  Diagnostic                                 $10 Copay                             100%
           •  Complex                                    $50 Copay                          $100 Copay
           Emergency Services                           $100 Copay                          $100 Copay
           Urgent Care                                   $20 Copay                           $35 Copay
           Preventive Care                                No Cost                             No Cost
           Chiropractic & Acupuncture                    $10 Copay                           $15 Copay
                                                       40 Visits/Year                      20 Visits/Year
           PHARMACY BENEFITS
           Annual Deductible                               None                                None
           Retail Pharmacy
           •  Generic                                    $15 Copay                           $15 Copay
           •  Brand Formulary                            $35 Copay                           $25 Copay
           •  Non-Formulary                                 N/A                              $40 Copay
           •  Supply Limit                                30 Days                             30 Days
           Mail Order Pharmacy*
           •  Generic                                    $30 Copay                           $30 Copay
           •  Brand Formulary                            $70 Copay                           $50 Copay
           •  Non-Formulary                                 N/A                              $80 Copay
           •  Supply Limit                                100 Days                            90 Days


          *Mail Order Pharmacy is a program where you can order 3 months of your maintenance medication to be delivered
          to your home at a discounted price.

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