Page 2 - United Capital EE Guide 2019-2020
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Welcome to United Capital Financial Life Management! This guide
                                               provides a summary of your benefit options and is designed to help
                                               you make choices and enroll for coverage. If you would like more
                                               information about any of the benefits described here, please contact
                                               your HR Representative.









                  CONTENTS


                  Enrollment Information .................................................................................................................3

                  Online Benefits Enrollment ...........................................................................................................4
                  Important Information ...................................................................................................................5

                  Medical Insurance ...........................................................................................................................6
                  Cigna’s Value-Added Programs ...................................................................................................9

                  Dental Insurance .............................................................................................................................12

                  Employee Assistance Program .....................................................................................................13
                  Vision Insurance ..............................................................................................................................14

                  Life and AD&D Insurance...............................................................................................................15

                  Disability Insurance .........................................................................................................................16
                  Flexible Spending Accounts ..........................................................................................................17

                  Commuter Benefit Plan .................................................................................................................17

                  Supplemental Benefits ...................................................................................................................18
                  Resources and Contacts ................................................................................................................19




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