Page 6 - TCR Benefit Guide 2017 - sent 9.12.17
P. 6

Benefits





         Medical Insurance


                                   Anthem Select Value         Anthem Select                    Anthem
         Plan Name                   Deductible HMO             Classic HMO                       PPO
         Network Name                Select HMO Network       Select HMO Network     Prudent Buyer PPO   Non-Network
         Health Benefits

         Deductible (Annual)
          - Individual                 $500/Member                  None                  $750            $2,250
          - Family                     $500/Member                  None                 $2,250           $6,750
         Co-Insurance (You Pay)             20%                      N/A                  20%              40%
         Office Visit Copay
          - Primary Care Physician       $20 Copay                $35 Copay             $30 Copay        Ded, 40%
          - Specialist Office Visit      $40 Copay                $45 Copay             $30 Copay        Ded, 40%

         Out-of-Pocket Maximum
          - Individual                     $3,000                  $2,500                $5,000          $15,000
          - Family                         $6,000                  $5,000                $10,000         $30,000
         Hospitalization
          - Inpatient                     Ded, 20%               $750 Copay             Ded, 20%     Ded, 40% ($1,000
                                                                                                       Benefit Max)
          - Outpatient                    Ded, 20%               $375 Copay             Ded, 20%      Ded, 40% ($350
                                                                                                       Benefit Max)

         Lab and X-Ray                   No Charge                No Charge             Ded, 20%      Ded, 40% ($800
         - Complex Imaging            $100 (Freestanding      $100 (Freestanding                       Benefit Max)
                                      Radiology Center)       Radiology Center and
                                     Ded, 20% (Outpatient     Outpatient Hospital)
                                          Hospital)
         Emergency Services            Ded, $150, 20%            $100 Copay                  Ded, $150, 20%
         Urgent Care                     $20 Copay                $35 Copay             $30 Copay        Ded, 40%

         Preventive Care                 No Charge                No Charge             No Charge        Ded, 40%
         Mental Health
         - Inpatient                      Ded, 20%               $750 Copay             Ded, 20%     Ded, 40% ($1,000
                                                                                                       Benefit Max)
         - Outpatient                    $20 Copay                $35 Copay             $30 Copay        Ded, 40%
         Pharmacy Benefits
         Pharmacy Deductible
          - Individual / Family            None                     None                  None            None
         Retail Pharmacy
         - Tier 1a/1b                   $5/$20 Copay             $5/$15 Copay         $5/$20 Copay         50%
         - Tier 2                        $40 Copay                $30 Copay             $30 Copay          50%
         - Tier 3                        $75 Copay                $50 Copay             $50 Copay          50%
          - Supply Limit                  30 Days                  30 Days               30 Days         30 Days

         Mail Order Pharmacy
         - Tier 1a/1b                 $12.50/$50 Copay        $12.50/$37.50 Copay   $12.50/$50 Copay   Not Covered
         - Tier 2                        $120 Copay               $90 Copay             $90 Copay      Not Covered
         - Tier 3                        $225 Copay              $150 Copay            $150 Copay      Not Covered
          - Supply Limit                  90 Days                  90 Days               90 Days           N/A
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