Page 8 - QSC Benefits Guide 7-18 SLO
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MEDICAL INSURANCE




                                                                                              Cigna
             FINDING A MEDICAL                   Plan Features                 Option 1 HSA PPO (Choice Fund)
                   PROVIDER:                                                      Choice Fund
                                                 Network Name                       OA Plus         Non-Network
            Go to www.cigna.com or call (800)    HEALTH BENEFITS                    You Pay            You Pay
            244-6224 to find a provider near      Lifetime Maximum                           Unlimited
            you. Option 2 HMO participants        Annual Deductible
            should  refer  to  the  “CIGNA
            HealthCare of California,              Individual                        $1,500             $3,000
            Inc. - So. CA HMO/Network” plan        Individual in a Family            $2,700             $3,000
            and PPO/HSA PPO participants           Family                            $3,000             $6,000
            should refer to the “Open Access      Coinsurance                         80%                50%
            Plus, OA plus, Choice Fund OA         Physician Office Visit
            Plus” plan when prompted.              Primary Care Physician             20%                50%
                                                   Specialist                         20%                50%
                                                  Out-of-Pocket Maximum
                                                    Individual                       $3,000             $6,000
           myCigna Mobile App                       Family                           $6,000            $12,000
           If you’re a Cigna member, consider     Hospitalization
           downloading the myCigna mobile          Inpatient                          20%                50%
           app for instant access to your          Outpatient Surgery                 20%                50%
           health plan details. myCigna mobile                                                 20%
           app provides secure member             Emergency Services
           information, anytime, anywhere.        Urgent Care                         20%                50%
           Use it to search for a doctor, urgent
           care center, or facility. The app is   Acupuncture                         20%                50%
           convenient, easy-to-use, and free.
                                                                                           12 Visits/Year

           Use the secure member app where        Preventive Care                Ded Waived, 0%          50%
           you’ll have access to:                 Mental Disorders and
           •   Cigna’s provider directory         Substance Abuse
           •   Coverage details                    Inpatient                          20%                50%
           •   Deductible expenses                 Outpatient                         20%                50%
           •   Account balances
           •   Claims information                 PHARMACY BENEFITS                 You Pay            You Pay
           •   and more
                                                  Pharmacy Deductible                Health Deductible Applies*

           Download the myCigna mobile app        Retail (30 Day Supply)
           for free from the iTunes App Store      Generic Formulary               $10 Copay         Not Covered
           or Google Play Store. Please note,      Brand Name Formulary            $25 Copay         Not Covered
           you must first register as a member     Non-Formulary                   $50 Copay         Not Covered
           at www.mycigna.com                     Mail Order (90 Day Supply)
                                                   Generic Formulary               $20 Copay         Not Covered
                                                   Brand Name Formulary            $50 Copay         Not Covered
                                                   Non-Formulary                   $100 Copay        Not Covered
                                                  Specialty (30 Day Supply)      20% Max $250        Not Covered
                                                  *In-network preventive drugs/products are not subject to the deductible.
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