Page 6 - Tongle Benefits Guide 2018 - CA Final
P. 6

BENEFITS





         Medical Insurance


                                     Anthem                    Anthem                            Anthem
         Plan Name                  Gold HMO                   Gold PPO                       Platinum PPO
                                  25 / 20% / 5500          1,000 / 20% / 6000                200 / 10% / 3000

         Network Name                 CACare          Prudent Buyer   Non-Network*      Prudent Buyer   Non-Network*
         Health Benefits

         Lifetime Max Benefit        Unlimited                 Unlimited                        Unlimited
         Deductible (Annual)
          - Individual                 None              $1,000         $2,000             $200           $400
          - Family                     None              $3,000         $4,000            $600            $800
         Co-Insurance (You Pay)         N/A               20%            50%               10%             50%
         Office Visit Copay
          - Primary Care Physician   $25 Copay         $20 Copay    Deductible, 50%     $10 Copay     Deductible, 50%
          - Specialist Office Visit    $50 Copay       $40 Copay    Deductible, 50%     $30 Copay     Deductible, 50%

         Out-of-Pocket Maximum
          - Individual                $5,500             $6,000         $12,000           $3,000          $6,000
          - Family                    $11,000           $12,000         $24,000           $6,000         $12,000
         Hospitalization
          - Inpatient             $500/Day, Max 3    Deductible, 20%   Deductible, 50%   Deductible, 10%   Deductible, 50%
          - Outpatient              $250 Copay       Deductible, 20%   Deductible, 50%   Deductible, 10%   Deductible, 50%
         Lab and X-Ray
          - Diagnostic               $25 Copay       Deductible, 20%   Deductible, 50%   Deductible, 10%   Deductible, 50%
          - Advanced Imaging        $250 Copay        $100 Copay,    Deductible, 50%    $100 Copay,    Deductible, 50%
                                                     Deductible, 20%                  Deductible, 10%
         Emergency Services         $250 Copay         $250 Copay, Deductible, 20%       $200 Copay, Deductible, 10%
         Urgent Care                 $50 Copay         $40 Copay    Deductible, 50%     $20 Copay     Deductible, 50%

         Preventive Care             No Charge         No Charge    Deductible, 50%     No Charge     Deductible, 50%
         Chiropractic                $25 Copay       Deductible, 50%   Not Covered     Deductible, 50%   Not Covered
                                   Max 20 Visits/Year      Max 20 Visits/              Max 20 Visits/
                                                         Year                              Year
         Pharmacy Benefits
         Retail Pharmacy
          - Tier 1a                  $5 Copay           $5 Copay                         $5 Copay
          - Tier 1b                  $15 Copay         $20 Copay         Not            $15 Copay          Not
          - Tier 2                   $35 Copay         $40 Copay        Covered         $35 Copay        Covered
          - Tier 3                   $70 Copay         $80 Copay                        $70 Copay
          - Supply Limit              30 Days           30 Days                          30 Days
         Mail Order Pharmacy
         - Tier 1a                   $13 Copay         $13 Copay                        $13 Copay
          - Tier 1b                  $38 Copay         $50 Copay         Not            $38 Copay          Not
          - Tier 2                  $105 Copay         $120 Copay       Covered         $105 Copay       Covered
          - Tier 3                  $210 Copay         $240 Copay                       $210 Copay
          - Supply Limit              90 Days           90 Days                          90 Days
         *Non-Network benefits are based off of the plan’s non-network reimbursement schedule, and various benefits have limitations.

         6
   1   2   3   4   5   6   7   8   9   10   11