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costs if you choose a dentist who participates in the Anthem Blue Cross network. When you utilize a network dentist, your out-of-pocket expenses will be less,
                                however, you will usually pay the lowest amount for services when you visit a PPO dentist. If you  obtain services using  a non-network dentist,  you will  be
                          Our dental plans offer you the freedom and flexibility to use the dentist of your choice. However, you will maximize your benefits and reduce your out-of-pocket
                                               We strongly recommend you   ask your dentist for a   predetermination if total   charges are expected to   Predetermination enables  you and your dentist to know   in advance what the   payment will be for any   service that may be in
                                   responsible for the difference between the covered amount and the actual charges and you may be responsible for filing claims. The chart below provides a high-






                                            Note:         exceed $300.     question.













                 DENTAL PLAN CHOICES
                                             Option 2   Anthem Blue Cross   PPO Low   Non-Network  Dental Complete   $1,000   $1,000         $150   $100   $450   $300   No Charge*  No Charge   Deductible, 50%*  Deductible, 30%   Deductible, 50%*  Deductible, 50%      Not Covered   Not Covered  Go to www.anthem.com/ca or call (877) 567-1804. Refer to the Anthem Dental  Complete network when prompted.














                                                                                                       Finding a Dental Provider








                                             Option 1   Anthem Blue Cross   PPO High   Non-Network  Dental Complete   $1,500   $1,500         $100   $50   $300   $150   No Charge*  No Charge   Deductible, 20%*  Deductible, 10%   Deductible, 50%*  Deductible, 35%     50% / $1,500 Lifetime Benefit Maximum  50% / $1,500 Lifetime Benefit Maximum












                      Anthem Blue Cross | PPO Plans
                                                                                                           what Anthem pays them and what the dentist usually
                                      level overview of your dental plan.   Network Name   Dental Benefits   Calendar Year Maximum Benefit   Annual Deductible   Preventive Services   *Dentists who are out-of-network have not agreed to  pricing, and may bill you for the difference between   EMPLOYEE BENEFITS








                                                                                      Major Services
                                                                                  Basic Services
                                                    Plan Name
                                                                                          Orthodontia
                                                                        - Individual
                                                                           - Family
                                                                                                              charges.
                                                                                                - Adult
                                                                                              - Child
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