Page 5 - 2017 MegaPath Benefits Guide_FINAL
P. 5

BENEFITS





         Health Plan Highlights



                                                                All Locations                   Northern California
                                                                                                       Only

                                                             Anthem Blue Cross                  Kaiser Permanente
         Plan Name                                                  PPO                                HMO
         Network                                       Network             Non‐Network           Kaiser Facili es Only
         Health Benefits
         Life me Maximum Benefit                       Unlimited              Unlimited               Unlimited

         Deduc ble (Annual)
          ‐ Individual                                   $500                 $1,500                    $0
          ‐ Family                                      $1,500                $4,500                    $0
         Co‐Insurance (Plan Pays)                        90%                   70%                     100%
         Office Visit Copay
          ‐ Primary Care Physician                    $20 Copay           Deduc ble, 30%             $25 Copay
          ‐ Specialist Office Visit                     $20 Copay           Deduc ble, 30%             $25 Copay

         Out‐of‐Pocket Maximum
          ‐ Individual                                  $3,500                $10,500                 $1,500
          ‐ Family                                      $7,000                $21,000                 $3,000
         Hospitaliza on
          ‐ Inpa ent                               Deduc ble, 10%*        Deduc ble, 30%*           $250 Copay

          ‐ Outpa ent                               Deduc ble, 10%        Deduc ble, 30%             $25 Copay
                                                                       Max $350 Benefit/Year
         Lab and X‐Ray                              Deduc ble, 10%        Deduc ble, 30%             No Charge

         Emergency Services                        $150 Copay, 10%        $150 Copay, 10%           $100 Copay
         Urgent Care                                  $20 Copay           Deduc ble, 30%             $25 Copay
         Preven ve Care                               No Charge           Deduc ble, 30%             No Charge
         Chiroprac c                                  $20 Copay           Deduc ble, 30%             $15 Copay

                                                   Max 30 Visits/Year    Max 30 Visits/Year       Max 30 Visits/Year
         Pharmacy Benefits
         Retail Pharmacy
          ‐ Generic Formulary                       $5 or $15 Copay     $5 or $15 Copay + 50%        $10 Copay
          ‐ Brand Name Formulary                      $30 Copay           $30 Copay + 50%            $20 Copay
          ‐ Non‐Formulary                             $50 Copay           $50 Copay + 50%               N/A
          ‐ Supply Limit                               30 Days                30 Days                 30 Days

         Mail Order Pharmacy
          ‐ Generic Formulary                    $12.50 or $37.50 Copay     Not Covered              $20 Copay
          ‐ Brand Name Formulary                      $90 Copay             Not Covered              $40 Copay
          ‐ Non‐Formulary                             $150 Copay            Not Covered                 N/A
          ‐ Supply Limit                               90 Days                 N/A                    90 Days


         *An addi onal $500 copay will be assessed if pre‐authoriza on is not obtained.


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