Page 6 - Veritax EE Guide 10-1-2019 Non - CA
P. 6

BENEFITS





         MEDICAL INSURANCE


                                         Anthem                          Anthem                        Anthem
                                           Gold                           Silver                       Bronze
                                           PPO                            PPO                         HSA PPO
                                                                                         2
                                                          2
                                                                                                                       2
      Network Name              Blue Cross PPO   Non-Network     Blue Cross PPO  Non-Network     Blue Cross PPO  Non-Network
                               (Prudent Buyer)                    (Prudent                      (Prudent
                                                                   Buyer)                        Buyer)
      Health Benefits

      Lifetime Maximum                   Unlimited                      Unlimited                      Unlimited
      Deductible (Annual)
                1
       - Individual                  $0           $2,000           $1,750        $3,500          $6,600       $16,500
       - Family                      $0           $4,000           $3,500        $7,000         $13,200       $33,000
      Out-of-Pocket Maximum
       - Individual                $6,500         $13,000          $7,600        $15,200         $6,600       $16,500
       - Family                    $13,000        $26,000         $15,200        $30,400        $13,200       $33,000

      Co-Insurance (You Pay)        30%            50%              40%           50%             0%            50%
      Office Visit Copay
       - Preventive Care          No Charge      Ded, 50%        No Charge      Ded, 50%       No Charge      Ded, 50%
       - Primary Care Physician   $20 Copay      Ded, 50%        $40 Copay      Ded, 50%        Ded, 0%       Ded, 50%
       - Specialist Office Visit    $50 Copay    Ded, 50%        $70 Copay      Ded, 50%        Ded, 0%       Ded, 50%
       - Urgent Care              $50 Copay      Ded, 50%        $70 Copay      Ded, 50%        Ded, 0%       Ded, 50%
       - Telemedicine          No Charge 1st 3;     N/A        No Charge 1st 3;   N/A         Ded, 0% ($49      N/A
                                  $10 Copay                      $20 Copay                     Retail Cost)

      Hospitalization
       - Inpatient                  30%          Ded, 50%         Ded, 40%      Ded, 50%        Ded, 0%       Ded, 50%
       - Outpatient                 30%          Ded, 50%         Ded, 40%      Ded, 50%        Ded, 0%       Ded, 50%
      Lab and X-Ray                 30%          Ded, 50%         Ded, 40%      Ded, 50%        Ded, 0%       Ded, 50%


      Emergency Services              $250 Copay, 30%              $250 Copay, Ded, 40%                Ded, 0%
      Pharmacy Benefits

      Retail Pharmacy
       - Deductible            $250 (Tier 2 & 3)               $400 (Tier 2 & 3)             Med Deductible
       - Tier 1                   $20 Copay         Not          $20 Copay        Not           Ded, 0%         Not
       - Tier 2                   $40 Copay       Covered        $50 Copay      Covered         Ded, 0%       Covered
       - Tier 3                   $80 Copay                      $90 Copay                      Ded, 0%
       - Supply Limit              30 Days                        30 Days                       30 Days


      Mail Order Pharmacy
       - Tier 1                   $50 Copay     Not Covered      $50 Copay     Not Covered      Ded, 0%      Not Covered
       - Tier 2                  $120 Copay     Not Covered      $150 Copay    Not Covered      Ded, 0%      Not Covered
       - Tier 3                  $240 Copay     Not Covered      $270 Copay    Not Covered      Ded, 0%      Not Covered
       - Supply Limit              90 Days          N/A           90 Days         N/A           90 Days         N/A






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