Page 8 - QSC Benefits Guide 7-17 COLORADO
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MEDICAL INSURANCE




                                                                                                    Cigna
                                                            Plan Features                      Options 1 HMO
                                                                                              Cigna HealthCare
                                                            Network Name                         of CO HMO
                                                            HEALTH BENEFITS                        You Pay
                 FINDING A MEDICAL                          Lifetime Maximum                      Unlimited
                       PROVIDER:                            Annual Deductible

                                                              Individual                            None
          Go to www.cigna.com or call (800) 244-6224          Family                                None
          to find a provider near you. HMO participants     Coinsurance                              0%
          should refer to the “CIGNA HealthCare of
          Colorado, Inc. – HMO” plan and PPO/HSA PPO        Physician Office Visit
          participants should refer to the “Open Access       Primary Care Physician              $15 Copay
          Plus, OA plus, Choice Fund OA Plus” plan when       Specialist                          $30 Copay
          prompted.                                         Out-of-Pocket Maximum
                                                              Individual                            $1,500
                                                              Family                               $3,000

                                                            Hospitalization
                                                              Inpatient                          $250 Copay
        Summary of Benefits and                               Outpatient Surgery                  $30 Copay
        Coverage (SBC)                                                                           $150 Copay
        Health insurance issuers and group health plans are   Emergency Services
        required to provide you with an easy-to understand   Urgent Care                          $35 Copay
        summary about your health plan’s benefits and
        coverage, referred to as a Summary of Benefits and   Acupuncture                       $15 / $30 Copay
        Coverage (SBC). This Employee Benefit Guide is                                           12 Visits/Year
        designed to help you compare the plan options
        offered by QSC. Please refer to the SBC and carrier   Preventive Care                        0%
        contracts provided by Cigna for additional plan     Mental Disorders and
        details.                                            Substance Abuse
                                                              Inpatient                          $250 Copay
                                                              Outpatient                          $30 Copay

                                                            PHARMACY BENEFITS                      You Pay

                                                            Pharmacy Deductible                     None
                                                            Retail Pharmacy
                                                              Generic Formulary                   $10 Copay
                                                              Brand Name Formulary                $20 Copay
                                                              Non-Formulary                       $40 Copay
                                                              Supply Limit                         30 Days
                                                            Mail Order Pharmacy
                                                              Generic Formulary                   $20 Copay
                                                              Brand Name Formulary                $40 Copay
                                                              Non-Formulary                       $80 Copay
                                                              Supply Limit                         90 Days



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