Page 10 - Galassos EE Guide 03-18 ENG_FINAL
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BENEFITS





         VISION INSURANCE


         VSP | PPO Vision Plan
         The  VSP  vision  plan  provides  professional  vision  care  and  high  quality  lenses  and  frames  through  a  broad  network  of  optical
         specialists. You  will receive richer benefits if you utilize a network provider. If you utilize a non‐network provider, you will be
         responsible to pay all charges at the time of your appointment and will be required to file an itemized claim with VSP.


                                                                  VSP                              Note
         Plan Name                                             PPO Plan                            VSP has the largest

         Network Name                               Choice                 Non-Network             network of private-
                                                                                                   practice eye care
         Vision Benefits                                                                           doctors in the
                                                                                                   industry. VSP’s
         Copay (Examination / Materials)      $10 Copay / $25 Copay            N/A
                                                                                                   network includes
         Examination (Every 12 Months)              100%                $45 Reimbursement          37,000 access points
         Lenses (Every 12 Months)                                                                  nationwide. Most of
          - Single Vision                           100%                $30 Reimbursement          the U.S. population
          - Bifocal                                 100%                $50 Reimbursement          lives within four
          - Trifocal                                100%                $65 Reimbursement          miles of a VSP
                                                                                                   provider.
         Frames (Every 12 Months)                $130 Benefit           $70 Reimbursement
         Contact Lenses (Every 12 Months)               In Lieu of Frames and Lenses
          - Cosmetic / Elective                  $130 Benefit           $105 Reimbursement
          - Medically Necessary                     100%                $210 Reimbursement
         Laser Vision Correction                Discounts Apply            Not Covered



                        Finding a Vision Provider
                        Go to www.vsp.com or call (800) 877-7195. Refer to the “Choice” network when prompted.



         EMPLOYEE ASSISTANCE PROGRAM


         Guardian | Employee Assistance Program
         The  Employee  Assistance  Program  (EAP)  through  WorkLifeMatters  provides  you  and  your  household  members  with  free,
         confidential assistance to help with personal or professional problems that may interfere with work or family responsibilities and
         obligations. Services are available 24 hours a day, 7 days a week via a toll-free nationwide number or up to 3 free sessions of
         referrals to local counselors.

         An EAP counselor is available daily on a 24-hour basis to provide help during crisis situations. The telephonic EAP hotline is always
         staffed and you will receive personal attention. Counselors will refer you to one of their off-site locations to discuss your problems
         and recommend a course of action that best suits your needs. Your initial session with an EAP counselor is required for assessment
         and is free to you and your eligible household members. If further help past the initial sessions is necessary, EAP counselors will
         assist you in coordinating additional treatment.


                        Accessing the EAP
                        Go to www.ibhworklife.com (User Name: Matters / Password: wlm70101) or you may call (800) 386-7055 to
                        be immediately connected to an EAP counselor.



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