Page 7 - AeroVironment Ben Guide 2020 Final 112219
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Benefits

         Medical Insurance

                                              Anthem Blue Cross HDHP  PPO w/ HSA

                                                 Network               Non Network
         Health Benefits

          Lifetime Maximum Benefit                          Unlimited                     * HDHP HSA Deductible:
                                                                                          Under the family deductible,
          Annual Maximum Benefit                            Unlimited                     the entire amount must be
                                                                                          met before the insurance
          Calendar Year Deductible*                                                       starts paying.
           - Individual                           $2,700                  $5,200
           - Family                               $5,200                 $10,400
                                                                                          After reaching the family de-
          Co-Insurance (You Pay)                   20%                     50%            ductible, the plan starts pay-
                                                                                          ing at 80% in-network, 50%
          Office Visit (Co-Insurance)                                                     non-network.
           - Primary Care Physician              Ded, 20%                Ded, 50%
           - Specialist Office Visit             Ded, 20%                Ded, 50%         For Pharmacy benefits, you
                                                                                          will need to reach the medi-
          Out-of-Pocket Maximum                                                           cal deductible before the
           - Individual                           $5,200                 $10,400          plan will begin paying at the
           - Family                               $7,900                 $20,800          copay and coinsurance level.

          Hospitalization                                                                 For more info, go to
           - Inpatient                           Ded, 20%                Ded, 50%         www.mycoresource.com.
           - Outpatient                          Ded, 20%                Ded, 50%
          Lab and X-Ray                          Ded, 20%                Ded, 50%
          Emergency Services                     Ded, 20%                Ded, 50%
          Urgent Care                            Ded, 20%                Ded, 50%

          Preventive Care                                                                 ** Pharmacy Non-Network
          (This benefit includes all Preventive   No Charge              Ded, 50%         Members will be reimbursed
          Care Services required by the                                                   the contracted (discounted)
          Affordable Care Act (ACA).                                                      cost of the medication minus
                                                                                          their applicable copay.
          Chiropractic Care / Acupuncture        Ded, 20%                Ded, 50%

                                                    Coverage limited to 100 visits,       Claims must be submitted by
                                                  $1,000 max benefit/ calendar year       completing the paper claim
          Skilled Nursing Facility/              Ded, 20%                Ded, 50%         form which can accessed
                                                                                          and downloaded by going
          Rehabilitation Center
                                              Coverage limited to 60 visits/ confinement     to your account at
                                                                                          www.Caremark.com.
          Home Health Care                       Ded. 20%                Ded, 50%
                                               Coverage limited to 100 visits/calendar year   For more information, you
                                                                                          can also contact CVS Care-
         Pharmacy Benefits                       Network              Non Network**       mark Customer Care at the
                                                                                          number on the back of your
          Retail Rx  - 30 Day Supply                                                      medical ID card.
           - Generic Formulary              Deductible, $10 Copay   Deductible, $10 Copay
           - Brand Name Formulary          Deductible, the greater of   Deductible, the greater of
                                              $20 Copay or 15%       $20 Copay or 15%
           - Brand-Name Maximum Copay               $200                   $200
          Mail Order Rx - 90 Day Supply
           - Generic Formulary              Deductible, $10 Copay      Not Covered
           - Brand Name Formulary          Deductible, the greater of   Not Covered
                                              $20 Copay or 15%
           - Brand-Name Maximum Copay               $300               Not Covered



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