Page 2 - Catasys Benefit Guide 2019-2020

Welcome to Your Catasys Benefits!

This guide provides a summary of your benefit options and is designed to help you make choices and enroll
for coverage. If you would like more information about any of the benefits described here, please contact
the Human Resources Department.

Contents

Important Information ………………………………………… 2 Supplemental Insurance …………………………………….. 12
Enrollment Information ……………………………………….. 3 College Tuition Program……………………………………… 13

Medical Insurance ……………………………………………….. 4-9 Travel Assistance Program ……………………………….. 13
Dental Insurance …………………………………………………. 10 Online Benefits Enrollment Program…………………… 14
Vision Insurance ………………………………………………….. 11 Flexible Spending Accounts.………………………………… 15
Employee Assistance Program …………………………….. 11 Employee Contributions………………………………… 16

Life and AD&D Insurance .……………………………………. 11 Resources and Contacts …………………………………….. 17
Disability Insurance………………………………………………. 12

Important Information

The Affordable Care Act and You

The Affordable Care Act (ACA) requires applicable large employers to make affordable coverage available to their employees or risk
paying a penalty. Although the individual mandate is no longer effective beginning January 1, 2019, it is important that you understand
your options for health insurance coverage. You may consider these options below:
• Enroll in a medical plan offered by Catasys or another group plan
• Purchase coverage through a health insurance marketplace
• Enroll in coverage through a government-sponsored program if eligible

Because Catasys’ medical plans are considered affordable and meet minimum value under the Affordable Care Act, you will not
generally see lower premiums or out-of-pocket costs through the marketplace. In addition, employer contributions to your medical
benefits will be lost if you choose to purchase coverage through the marketplace, and your portion of medical premiums will no longer
be paid via payroll deductions on a pre-tax basis.

Stay in the know on the Affordable Care Act
To learn more about the ACA, visit www.healthcare.gov

Annual Notices

ERISA and various other state and federal laws require that employers provide disclosure and annual notices to their plan
participants. The following is a list of the annual notices:
 Medicare Part D Notice of Creditable Coverage
 HIPAA Notice of Privacy Practices
 Women's Health and Cancer Rights Act (WHCRA)
 Newborns’ and Mothers’ Health Protection Act
 Special Enrollment Rights
 Medicaid & Children’s Health Insurance Program
Catasys will distribute all federally required annual notices upon hire and during each annual open enrollment period.

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