Page 14 - Volcom Benefit Summary 2019 National 2
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DENTAL







                                                   CIGNA                                 CIGNA
         Plan Features                             DHMO*                                 DPPO

         Network                                 DHMO Network               DPPO Network            Non-Network
         Calendar Year Maximum Benefit                None                                 $1,500
         Annual Deductible
           Individual                                  $0                        $50                    $75
           Family                                      $0                       $150                   $225
         Office Visit Copay                            $2                        N/A                    N/A
         Preventive Services (Plan Pays)          Copays Apply                  100%                 100% UCR
           Deductible Waived                          N/A                        Yes                    Yes
         Basic Services (Plan Pays)               Copays Apply                   90%                 80% UCR
         Oral Surgery (Plan Pays)                 Copays Apply                   90%                 80% UCR
         Major Services (Plan Pays)               Copays Apply                   60%                 50% UCR
         Orthodontia (Child / Adult)          $1,104 / $1,608 Copay           50% with $1,500 Lifetime Maximum
        *Availability of this plan depends on the zip code you reside in. Please check ADP if you are eligible for the DHMO Dental Plan.



                          FINDING A DENTAL PROVIDER:
                          Go to www.cigna.com or call (800) 244-6224.
                          •   DHMO: Cigna Dental Care HMO plan
                          •   DPPO: Cigna Dental PPO or EPO plan



                             VISION





                                                                                VSP
         Plan Features                                                         Vision
         Network                                               Network                        Non-Network
         Deductible                                                     $10 Exam / $25 Materials
         Examination (Every 12 Months)                          100%                           $45 Benefit
         Lenses (Every 12 Months)
           Single Vision                                        100%                           $30 Benefit
           Bifocal                                              100%                           $50 Benefit
           Trifocal                                             100%                           $65 Benefit
         Frames (Every 24 Months)                            $130 Benefit                      $70 Benefit
         Contact Lenses (Every 12 Months)
         (in lieu of frames and lenses)
           Cosmetic / Elective                               $130 Benefit                     $105 Benefit





                          FINDING A VISION PROVIDER:
                          Go to www.vsp.com or call (800) 877-7195 to find a provider near you: VSP Choice network.


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