Page 2 - OrangeTheory Benefits Guide 2018-2019 Final

Welcome to Your Orangetheory Employee Benefits

This guide provides a summary of your benefit options and is designed to help you make choices and enroll for coverage.
If you would like more information about any of the benefits described, please contact the Human Resources Department.

Orangetheory Human Resources Manager
Lucy Salermo, Orangetheory Fitness Los Angeles
lucy@wecofit.com | (908) 397-5605

Contents

Important Information ………………………………………… 2 Vision Benefits ...………………………………………………….. 10
Enrollment Information ……………………………………….. 3 Additional Voluntary Benefits ...…………………………... 11
Online Enrollment……….….……………….………………….. 4 Life Insurance and AD&D ………………..…………………… 12

Medical Benefits ...……………………………………………….. 5 Additional Tips …………………... ..…………………….……… 13
Dental Benefits ...………………………………………………….. 9 Resources and Contacts ….……………….………………….. 14

Important Information

The Affordable Care Act and You
The Affordable Care Act (ACA) requires applicable large employers to make affordable coverage available to their employees
or risk paying a penalty. Although the individual mandate is no longer effective beginning January 1, 2019, it is important that
you understand your options for health insurance coverage. You may consider these options below:
• Enroll in a medical plan offered by Orangetheory or another group plan
• Purchase coverage through a health insurance marketplace
• Enroll in coverage through a government-sponsored program if eligible

Because Orangetheory’s medical plans are considered affordable and meet minimum value under the Affordable Care Act,
you will not generally see lower premiums or out-of-pocket costs through the marketplace. In addition, employer
contributions to your medical benefits will be lost if you choose to purchase coverage through the marketplace, and your
portion of medical premiums will no longer be paid via payroll deductions on a pre-tax basis.

Stay in the know on the Affordable Care Act

To learn more about the ACA, visit www.healthcare.gov

Annual Notices

Various state and federal laws require that employers provide disclosure and annual notices to their plan participants.
Orangetheory has posted all federally required annual notices on the Paycom site for you to download and read at your
convenience. Orangetheory will distribute all federally required annual notices upon hire and during each annual open
enrollment period.
Annual notices include the following:
 Medicare Part D Notice of Creditable Coverage  Special Enrollment Rights
 Women's Health and Cancer Rights Act (WHCRA)  Medicaid & Children’s Health Insurance Program
 Newborns’ and Mothers’ Health Protection Act  Summary of Benefits and Coverage (SBC)

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