Page 17 - Work Life and Benefits Booklet 2020 SE
P. 17

The BCBSTX medical plans include prescription drug coverage for you and your covered dependents.
       Retail Pharmacy
       Present your medical plan ID card at a participating                               SAVE MONEY ON YOUR MEDICATIONS!
       pharmacy. You will receive up to a 30-day supply for
       your prescription. You will pay a copay based on the                Ask for Generic Drugs
       type of prescription you receive.                                   You can save money by asking for generic drugs. The FDA requires that generic drugs
                                                                           have the same high quality, strength, purity, and stability as brand-name drugs. The

       Mail Order – Maintenance Medication                                 next time you need a prescription, ask your doctor to prescribe a generic drug when
                                                                           it is available and appropriate.
       If you take maintenance medications for conditions
       such as high blood pressure, asthma or diabetes,
       BCBSTX’s mail order program can save you time.                      Price your Medication with GoodRX.com
                                                                           Price out your medication by searching wholesale costs online at www.goodrx.com.
       When using the mail order service, you will receive a               This is important for HSA members who must pay the full amount up to the
       3-month (90-day) supply and avoid the trip to the                   deductible before benefits begin.
       pharmacy each month. This is a convenient program
       and saves you time!                                                 Prior Authorization
                                                                           Some drugs require clinical notes. If the drug is being denied, be sure to have your
                                                                           provider contact BCBSTX for pre-certification.



            PLAN NAME                             BCBSTX HSA                                                 BCBSTX PPO
                                     BLUE CHOICE NETWORK       NON-NETWORK                PREFERRED           PARTICIPATING          NON-NETWORK

       Retail Copay (30-day supply)
       Deductible                              Medical plan deductible                      none                  none                   none
       OOPM                                     Medical plan OOP max                    $1,000 / $3,000       $1,000 / $3,000        $1,000 / $3,000

       Preferred Generic                Deductible, 0%                                   $10 Copay              $15 Copay              $15, 20%
       Preferred Brand                  Deductible, 0%     0% + any balance billing      $35 Copay              $45 Copay              $45, 20%

       Non-Preferred                    Deductible, 0%     over the allowed amount       $75 Copay              $85 Copay              $85, 20%
       Specialty Meds                   Deductible, 0%                                   $150 Copay            $150 Copay             $150, 20%

       Retail Copay (30-day supply)
       Maintenance                      Deductible, 0%         Not covered                 Pay 3 copays for a 90 day supply          Not Covered
       Medication
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