Page 10 - Incipio EE Guide 01-18 CA Bi-Weekly - Final
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BENEFITS




                Medical Insurance


                                                         ANTHEM                          KAISER
                  PLAN NAME                               HMO                             HMO
                  NETWORK NAME                      Full HMO (CA Care)               Kaiser Permanente
                  Health Benefits

                  Lifetime Maximum                      Unlimited                        Unlimited
                  Deductible (Annual)
                   - Individual                           None                            None
                   - Family                               None                            None
                  Co-Insurance (You Pay)                   N/A                             N/A

                  Office Visit Copay
                   - Primary Care Physician             $35 Copay                       $30 Copay
                   - Specialist Office Visit            $50 Copay                       $50 Copay

                  Out-of-Pocket Maximum
                   - Individual                          $4,500                           $3,500
                   - Family                              $9,000                           $7,000
                  Hospitalization
                   - Inpatient                   $500/Day Copay, 3 Day Max            $500/Day Copay
                   - Outpatient Surgery                $250 Copay                       $250 Copay
                  Lab and X-Ray
                   - Diagnostic                          No Cost                        $10 Copay
                   - Advanced                          $100 Copay                       $100 Copay

                  Emergency Services                   $150 Copay                       $150 Copay
                  Urgent Care                           $35 Copay                       $30 Copay
                  Preventive Care                       No Charge                       No Charge

                  Chiropractic                          $35 Copay                       $15 Copay
                                                 60 Days Limit/Benefit Period          30 Visits/Year
                  Pharmacy Benefits
                  Pharmacy Deductible                     None                            None

                  Retail Pharmacy
                   - Tier 1a/1b                        $5/$15 Copay                     $15 Copay
                   - Tier 2                             $30 Copay                       $35 Copay
                   - Tier 3                             $50 Copay                          N/A
                   - Tier 4                         30% Max $250 Copay                     N/A
                   - Supply Limit                        30 Days                         30 Days
                  Mail Order Pharmacy
                                                        50
                                                             50
                   - Tier 1a/1b                      $12 /$37  Copay                    $30 Copay
                   - Tier 2                            $150 Copay                       $70 Copay
                   - Tier 3                            $195 Copay                          N/A
                   - Tier 4                         30% Max $250 Copay                     N/A
                   - Supply Limit                        90 Days                         100 Days
                  Please refer to the Summary of Benefits and Coverages (SBCs) provided by Anthem and Kaiser for additional
                  plan details.  These documents are located on ADP.
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