Page 3 - Ria Benefits Guide 2020 FINAL National

WELCOME TO RIA!

At Ria, we recognize our ultimate success depends on our talented and dedicated workforce. We understand the
contribution each and every employee makes to our accomplishments and so our goal is to provide a comprehensive
program of competitive benefits to attract and retain the best employees available.

Through our benefits programs we strive to support the needs of our employees and their dependents by providing a
benefit package that is easy to understand, easy to access and affordable for all of our employees. This brochure will help
you choose the type of plan and level of coverage that is right for you.

You can also view each plan by accessing these documents under the Benefit Enrollment tab in the Employee Self Service
(ESS) portal in iSolved.

Ria benefits are broken into two major categories:

Core Benefits
Plans and programs automatically available to you at no cost

Benefit Choices
Plans and programs you can elect to join or purchase

This package contains a summary of your benefit options and is designed to help you make choices and
enroll for coverage. If you would like more information about any of the benefits described here, please
contact Benefits in the HR department.

CONTENTS

Eligibility & Enrollment 4 Accident 15
Medical Plan Choices 6 Employee Assistance Program 16
Health Savings Account 8 Health Advocate 16
Additional Aetna Services 9 Flexible Spending Accounts 17
Health Insurance Terms 10 Retirement Savings 18
Dental Plan Choices 11
Annual Notices 19
Vision Plan 13
Online Enrollment 20
Life/AD&D 14
Carrier Contacts 21
Disability 15
Holiday Calendar 22
Critical Illness 15

RIA EMPLOYEE BENEFITS 2020 3