Page 7 - QSC Journey 2020 - All
P. 7
Lucille’s Journey Continues
Lucille is currently enrolled in the FULL HMO
plan. How can Lucille save money while
keeping similar benefits?
Last Open Enrollment Lucille realized a savings by removing her spouse from her
plan since he had coverage through his employer. She remained on the FULL HMO,
but started thinking maybe the SELECT HMO would be a good option for her in
2020:
She compared the benefits
The SELECT HMO has lower doctor and Rx copays.
She checked her doctors
From the prior open enrollment, she remembered that the
SELECT HMO has a slightly smaller selection of doctors and she
wants to keep Dr. Seitz, for sure. Lucille went to the Cigna
website to searched the provider finder, andDr. Seitz is in the
SELECT network!
She compared the cost out of her paycheck
She will save $780 in 2020 by moving to the SELECT HMO
What does Lucille decide is her best option?
Lucille switches to the SELECT HMO plan.
She realizes:
She can keep her same doctor
She will pay less in copays when seeing the doctor and on prescriptions
She pays less out of her paycheck
WIN! WIN! WIN!
NOTE: Cost illustrated assumes discounted rates
