Page 11 - California Eye Employee Benefits Guide 2019
P. 11

Dental Benefits





         Anthem Blue Cross | HMO Dental Plan
         With the Anthem Blue Cross dental HMO plan, you'll have access to an extensive network of dental providers without paying
         deductibles or filling out claim forms. Plus, it's easy. First, choose a dental provider from our network during enrollment.
         Then, contact this dental provider for all of your dental care, including referrals for consultation with plan specialists and
         emergency services. If you have questions or want to switch providers, call Customer Service.

         Anthem Blue Cross | PPO Dental Plan
         With the Anthem Blue Cross Preferred Provider Organization (PPO) dental plan, you may visit a PPO dentist and benefit from
         the negotiated rate or visit a non‐network dentist. When you utilize a PPO dentist, your out-of-pocket expenses will be less.
         You may also obtain services using a non-network dentist; however, you will be responsible for the difference between the
         covered amount and the actual charges and you may be responsible for filing claims.


                                               Anthem Blue Cross                  Anthem Blue Cross
         Plan Name                                 DHMO Plan                           DPPO Plan

         Network                                     Network                Network               Non-Network
         Dental Benefits
         Calendar Year Maximum                         N/A                  $1,500                   $1,500
         Deductible (Annual)
          - Individual                                 N/A                    $50                     $50
          - Family                                     N/A                   $150                     $150
         Preventive (Plan Pays)                       100%                   100%                     100%
         Exams, X-Rays, Cleanings

         Basic Services (Plan Pays)                                      Deductible, 80%         Deductible, 80%
         Fillings, Oral Surgery,  Endodontics, Perio-  Refer to Dental Net®
         dontics                                  Dental HMO Plan
         Major Services (Plan Pays)               2000A  Summary         Deductible, 50%         Deductible, 50%
         Crowns, Prosthetics

         Orthodontia (Children/Adult)             $1,695 / $1,895                      Not covered



                     Finding In-Network Dental Providers
                     Go to www.anthem.com/ca or call (877) 567-1804. Refer to the “Dental Complete” network when prompted.






          Dental Tips:

          The least expensive way to maintain good oral health is to go to your dentist at least twice each year for an exam and cleaning.
          Regular dentist visits can help prevent serious health problems such as oral diseases and cancers, and going to the dentist is
          more affordable in the long run for those who are insured and take advantage of every service.

          We  strongly  recommend  you  ask  your  dentist  for  a  predetermination  if  total  charges  are  expected  to  exceed  $300.
          Predetermination enables you and your dentist to know in advance what the payment will be for any service that may be
          in question.





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