Page 5 - Marcus & Millichap EE Guide 2020
P. 5

Medical Benefits - California





                                           Kaiser                Anthem                        Anthem
         Plan Features
                                          CA - HMO           CA - Classic HMO               CA - Classic PPO
                                            Kaiser               CaCare             Prudent Buyer
         Network                                                                                      Non-Network
                                           Network               Network               Network
         Health Benefits
         Lifetime Maximum Benefit         Unlimited             Unlimited                      Unlimited
         Deductible (Annual)
          - Individual                       $0                    $0                    $250            $750
          - Family                           $0                    $0                   $750             $2,250

         Co-Insurance (Plan Pays)           100%                  100%              80% after Ded     60% after Ded
         Office Visit Copay
          - Primary Care Physician        $25 Copay             $30 Copay             $20 Copay           60%
          - Specialist Office Visit       $25 Copay             $40  Copay            $20 Copay           60%
          - Online Visit                  $0 Copay              $10 copay             $10 Copay           60%
                                                             (Live Health App)     (Live Health App)
         Out-of-Pocket Maximum
          - Individual                     $1,500                $2,500                $2,500            $7,500
          - Family                         $3,000                $5,000                $5,000           $15,000

         Hospitalization
          - Inpatient                    $500/Admit            $500/Admit               80%         60%, Max $1,000
                                                                                                        Ben/Day
          - Outpatient                    $25 Copay            $250 Copay               80%          60%, Max $350
                                                                                                       Ben/Admit
         Lab and X-Ray (Advanced Imag-      100%                  100%                  80%               60%
         ing may vary)
         Emergency Services               $50  Copay           $100 Copay                   $150 Copay, 80%
         Urgent Care                      $25 Copay             $30 Copay             $20 Copay           60%
         Preventive Care                    100%                  100%                  100%              60%

         Chiropractic                     $10 Copay             $30 Copay             $20 Copay           60%
                                       Max 30 Visits/Year      60-Day Period               Max 30 Visits/Year
         Pharmacy Benefits
         Retail Pharmacy                                `
          - Tier 1 (a or b)               $10 Copay          $5 T1a / $20 T1b      $5 T1a / $20 T1b   $5 or $20 + 50% 1
                                                                                                                  1
          - Tier 2                        $20 Copay             $30 Copay             $30 Copay      $30 Copay + 50%
          - Tier 3                          N/A                 $50 Copay             $50 Copay      $50 Copay + 50% 1
          - Tier 4                      20%, Max $150         30% Max $250          30% Max $250     30% Max $250
          - Supply Limit                   30 Days               30 Days               30 Days          30 Days
         Mail Order Pharmacy
          - Tier 1 (a or b)           Generic: $20 Copay    $12.50 T1a / $50 T1b   $12.50 T1a / $50   Not Covered
          - Tier 2                     Brand: $40 Copay         $90 Copay                T1b          Not Covered
          - Tier 3                          N/A                $150 Copay             $90 Copay       Not Covered
          - Tier 4                          N/A               30% Max $250           $150 Copay       Not Covered
          - Supply Limit                  100 Days               90 Days            30% Max $250          N/A
                                                                                       90 Days
         1. Copay + 50% of the remaining Rx drug max allowed & costs in excess of Rx drug max allowed.


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