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HOAG EXECUTIVE HEALTH





          Hoag Executive Health offers a comprehensive one day health assessment that will help you obtain a snapshot of your
          current health. It includes a custom, holistic exam that is tailored to your needs with a comprehensive report on findings,
          recommendations and ongoing referrals (if needed). Additionally, the Hoag Executive Health will provide you with a
          personalized road map on how to achieve and maintain optimum health. Please contact Human Resources Department to
          obtain more information about this service.



          DENTAL





          With the Cigna Preferred Provider Organization (PPO) dental plan, you may visit a PPO dentist and benefit from the negotiated
          rate or visit a non-network dentist. When you utilize a PPO dentist, your out-of-pocket expenses will be less. You may also
          obtain services using a non-network dentist; however, you will be responsible for the difference between the covered amount
          and the actual charges and you may be responsible for filing claims.

                                                                              CIGNA
                                                                            PPO PLAN
           NETWORK                                          Network                         Non-Network
           DENTAL BENEFITS

           Calendar Year Maximum Benefit                                      $2,250
           Annual Deductible
           •   Individual                                     None                              $50
           •   Family                                         None                              $150
           Preventive Services (Plan Pays)                    100%                             100%
           •   Deductible Waived
           Basic Services (Plan Pays)                         100%                            Ded, 80%
           Major Services (Plan Pays)                         60%                             Ded, 50%
           Orthodontia
           •   Covered Family Members                                     Adult & Children
           •   Lifetime Benefit Maximum                                       $2,000
           •   Coinsurance                                                     50%




                          FINDING A DENTAL PROVIDER:
                          You can locate a dentist through Cigna’s online directory. Go to www.cigna.com and click Find a Doctor.
                          On the right side of the page, under “Not a Cigna Customer Yet?” select “Plans through your employer
                          or school” and then the Dentist tab. When prompted to select a plan, please choose “Cigna Dental
                          PPO or EPO”.












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