Page 7 - 2020 Oremor OOS_EE Benefits Guide
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Benefits
HRA Supplemental Medical Plan
A Health Reimbursement Arrangement (HRA) is a health benefit plan that reimburses employees for out of pocket medical expens-
es. This may save you money if your Spouse has an employer medical plan and you can be added to their plan. The reimbursed
medical expenses may be incurred by you, your spouse, or your eligible dependents as long you are enrolled in the HRA plan. A
qualified medical expense is subject to the medical plan provisions as well as IRS stipulations.
ELIGIBILITY
In order to qualify for the HRA Supplemental Medical Plan, the Employee will need to be enrolled on Oremor’s medical plan for 12
months. He or She must elect to waive the Oremor’s medical plan and elect the HRA Supplemental Medical Plan. The maximum
reimbursement for medical expenses is up to $2,000 per calendar year. You may roll over your unused balance to the next plan
year, however, the dollars will stop accruing at the end of the second year. The max amount of accrual for the HRA Supplemental
Medical Plan is $4,000. In the event you leave the company, the remaining balance will be forfeited and you will have up to 90 days
after your ineligibility date to submit for reimbursement. Please complete the benefits enrollment form and the HRA Supplemental
Medical Plan notice for plan enrollment.
HOW TO SUBMIT A CLAIM
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