Page 6 - PLM Benefit Guide 4-2018 Final
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Medical Benefits





                                         Kaiser Permanente          Kaiser Permanente              Blue Shield
                                         Gold 80 HMO 0/25             GF $30/$1500             Silver Access+ HMO
                                                                     Deductible HMO              1750/55 OffEx
                                            Kaiser Only                 Kaiser Only             Access+ Network

         Health Benefits

         Lifetime Maximum Benefit            Unlimited                  Unlimited                   Unlimited
         Deductible (Annual)
          Individual                          None                      $1,500                      $1,750
          Family                              None                      $3,000                      $3,500
         Coinsurance (You Pay)                 N/A                         N/A                        40%
         Office Visit Copay
          Primary Care Physician            $25 Copay                  $30 Copay                  $55 Copay
          Specialist Office Visit           $55 Copay                  $30 Copay                  $85 Copay


         Out-of-Pocket Maximum
          Individual                         $6,000                     $3,500                      $7,000
          Family                             $12,000                    $7,000                     $14,000
         Hospitalization
          Inpatient                 $600 Copay/Day (5 Day Max)    Ded, $500 Copay/Day              Ded, 40%
          Outpatient                       $340 Copay               Ded, $250 Copay                Ded, 40%

         Lab and X-Ray (Complex)     $35/$55 Copay ($275 Copay)    Ded, $10 Copay ($50 Copay)     $55/$75 Copay ($75 Copay)
         - Outpatient Hospital                                                                     $350 Copay
         Emergency Services                 $325 Copay               Ded, $100 Copay                Ded, 40%

         Urgent Care                         $25 Copay                  $30 Copay                  $55 Copay
         Preventive Care                     No Charge                  No Charge                  No Charge
         Chiropractic                       Not Covered                Not Covered                 $15 Copay
                                                                                                 (15 Visits/Year)
         Pharmacy Benefits

         Pharmacy Deductible
          Individual                          None                       None                       None
          Family                              None                       None                       None
         Retail Pharmacy
          Tier 1                            $15 Copay                  $10 Copay                  $15 Copay
          Tier 2                            $55 Copay                  $30 Copay                  $55 Copay
          Tier 3                            $55 Copay                  $30 Copay                  $75 Copay
          Supply Limit                       30 Days                    30 Days                    30 Days

         Mail Order Pharmacy
          Tier 1                            $30 Copay                  $20 Copay                  $30 Copay
          Tier 2                           $110 Copay                  $60 Copay                  $110 Copay
          Tier 3                           $110 Copay                  $60 Copay                  $150 Copay
          Supply Limit                      100 Days                   100 Days                    90 Days





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